In some cases, doubling the number of applicants can boost your borrowing power, help you get a better deal and share the burden of repayments. Alternatively, your fellow borrower could...
Secured loans are different to unsecured loans because the borrower is required to put up an asset as security. You will still need to repay the money you borrow –...
Personal loans are usually repaid over an agreed period of time through monthly instalments. The lender will make a judgement on how much it thinks you can afford to pay...
Choosing the best type of loan for you can be challenging. Comparing the interest rate, repayment period, terms and conditions as well as considering whether your credit history means you...
When looking to raise finance, high street lenders are normally a natural choice. However, credit unions can be a viable alternative, possibly providing cheaper lending and at the same time...
Personal Contract Purchase (PCP) is a type of car finance that allows you to spread the cost of the purchase over a period of time, before giving you the opportunity...
Paying off a personal loan early may seem like the logical and responsible step to make, if you have the savings available. However, it is important to think about the...
Hire Purchase (HP) is a way of buying a car or other vehicle and paying in monthly instalments. It is a popular option for buying cars, but may not be...
The more debts you have, the more challenging they can be to manage. You may have different types of debt that need to be repaid on different days of the...
You could be due compensation if you bought a car on finance before January 2021. The Financial Conduct Authority has just launched a review of the car finance market to...
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