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Reader Question: Can I defer my State Pension even though I receive a work pension?

Get an answer to your financial question online Reader Question:

I will be 62 this May and have been entitled to my state pension since June 2010. Could I continue to defer my state pension but not my occupational pension when I go on to phased retirement?

Devi

 

My response:

Yes, your state pension has nothing to do with your occupational or personal pension arrangements.

Further reading: State Pension deferral – taking up your State Pension later

I hope that helps.

Damien


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About Damien Fahy

When the rest of the City go home at night I switch on my laptop & sit up half the night writing MoneytotheMasses.com. Why? For two reasons. Firstly, because I hate the way the masses are being left to fend for themselves because they can't afford financial advice. Secondly, because no one else will. So I'm trying to rectify this by educating, informing and helping as many people as possible for FREE.

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