5 min Read
17 Jan 2017

Written by Damien

Damien is one of the most widely quoted money and investment experts in the national press and has made numerous radio & TV appearances. He created MoneytotheMasses.com while working in the City when he became disillusioned with the way the public were left to fend for themselves because they could not afford financial advice.

More about Damien

Damien’s £50,000 portfolio performance

A key part of my 80-20 Investor service is to help people invest their own money successfully and profitably, which is why I invest £50,000 of my own money live for the benefit of 80-20 Investor members. That means that I publish every trade along with my reasonings in any easy to follow format. I also publicly analyse my outperformance. No other investment expert or commentator invests their money publicly live. In this article I will show you how I have outperformed the market, passive investment strategies and professional fund managers. I will also show you how you can too with only a few minutes of your time every now and then.

What is 80-20 Investor?

80-20 investor is our DIY investment service that uses our unique algorithm and investment research to identify the best funds to invest in, so doing the hard work for you. We analyse the thousands of unit trusts, investment trusts and exchange traded funds (ETFs) that you can buy on your chosen investment fund platform to produce fund shortlists. You can see the latest chart showing how 80-20 Investor has helped members outperform the market and professional fund managers below this article. It's therefore unsurprising that 80-20 Investor has received rave reviews. You can find out more about 80-20 Investor here as well as enjoy a FREE 30 day trial.

Damien's £50,000 portfolio performance

As part of the 80-20 Investor service I invest £50,000 of my own money live. The purpose is to emphasise how 80-20 Investor can help anyone become a successful investor with only a few minutes a month. Also, no other investment commentator, journalist or research provider invests their own money for fear of failing. This is a sorry state of affairs and is precisely why I committed to openly running my own portfolio for 80-20 Investor members to follow.

I started running my £50,000 investment portfolio in March 2015 and since then I have periodically changed my portfolio using the fund suggestions provided by the 80-20 Investor algorithm and associated research. I always disclose the changes at the time they are made and always hold 10 funds or less.

Performance roundup: Beating 84% of Professional multi-asset funds

My portfolio continues to perform well while not taking excessive risks, as I currently only have around 60% of the portfolio invested in equities. Since I started my portfolio I have outperformed the market, passive portfolios and professionally multi-asset managed funds. I have produced a double-digit profit despite the various crises we have experienced including a Greek crisis, a Chinese economic slowdown as well as a commodity crisis and Brexit vote and a surprise Donald Trump presidency

The table below shows that my portfolio has performed brilliantly since it was launched in March 2015:

Portfolio % Return
Damien's £50,000 portfolio 15.8
Passive Vanguard benchmark 12.58
FTSE 100 11.83
Average multi-asset fund manager 10.06

Since I have been investing my £50,000 I've successfully invested in China and rode the rally of 2015 and exited before it imploded. In addition in the aftermath of the Brexit vote I made 5.35% in just 2 days as the FTSE 100 fell by 5.62%! The portfolio has continued to perform brilliantly and is up 15.8% overall as shown in the table above. The outperformance has been achieved by following the asset allocation suggested by the 80-20 Investor algorithm and having a concentrated portfolio of funds. For example ahead of the EU referendum I reduced my exposure to UK and European equities, which was a bold but ultimately correct call. At present I have no direct exposure to emerging markets as the strong dollar and US anti-global trade rhetoric has hit these assets.

You can follow my portfolio in full by taking out a free 30 day trial of 80-20 Investor.