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MAKE YOUR MONEY WORK HARDER

AWARD-WINNING, EFFORTLESS & MANAGED BY EXPERTS

Whether you're cautious, ambitious or ethical with your money, activate your savings with our online sliders and build the perfect investment plan for you.

The tax treatment of your investment will depend on your individual circumstances and may change in the future. 

With investing, your capital is at risk. The tax treatment of your investment will depend on your individual circumstances and may change in the future.

Trustpilot

THINGS TO THINK ABOUT

  • Exit costs: We won’t charge you if you transfer your pension to us. However, your existing pension provider might have an exit charge, so be sure to check with them first.
  • Investment fees: Before transferring your pension, compare your current fees and charges with our pension costs. Even though we keep our costs as low as possible, you should understand the different fees and charges before making the move, checking that everything makes financial sense for you.
  • Pension benefits and guarantees: You can't transfer a pension to us that has safeguarded benefits or guarantees, which might include defined benefit pensions, or defined contribution pensions with a guaranteed income, or benefits such as getting more than 25% of your cash tax-free. We also can't accept a transfer if you’re already taking an income from it. For other pensions, you should also consider whether you may lose any other valuable features if you transfer, such as loyalty bonuses.
  • Transfer Process: Your pension will be transferred as cash only so the existing investments will need to be sold first, meaning for a period of time your pension will not be invested and you’ll be ‘out of the market’ while the transfer takes place.
  • It’s not certain you’ll be better off: There are never any guarantees about how investments will perform over time. This means that by combining two or more pensions, you're not guaranteed to have more money in your retirement than you would if you kept them separate.

WHY WEALTHIFY?

We want to help make your money work harder. It’s simple – you choose what type of investor you want to be, from cautious to adventurous, and we’ll build you an investment Plan and manage it for you.

You can withdraw anytime with no penalties and we also offer ethical Plans, so you can easily invest in line with your values.

  • CAUTIOUS

    Minimising loss is the priority. Small movements up and down in Plan value are acceptable, with the aim of beating inflation.

  • Tentative

    Limiting loss is important. Moderate movements up and down in Plan value are acceptable, with the aim of achieving reasonable growth.

  • Confident

    Minimising losses is as important as making gains. Movements up and down in Plan value are acceptable, with the aim of achieving good growth.

  • Ambitious

    Making gains is the priority. The risk of large losses and large movements up and down in Plan value are acceptable, with the aim of achieving high growth.

  • Adventurous

    Maximising returns is the priority. The risk of substantial losses and substantial movements up and down in Plan value are acceptable, with the aim of achieving the highest growth possible.

    • LOOKING TO TRANSFER AN EXISTING PLAN?

    WHY WOULD YOU TRANSFER?

    Save money on fees - you may be paying higher fees for your other Plans and could save if you consolidate.

    Your money won't be locked away, you can withdraw or transfer at any time, if you need to (Excluding Junior ISA and Pension).

    HOW TO DO IT?

    You can transfer any Plans (i.e. Stocks and Shares ISAs or Pensions) you have with other providers to Wealthify.

    Transferring Plans from previous tax years doesn’t impact your current allowance at all. However, if you want to transfer a Plan you’ve paid into this tax year, you have to transfer the whole amount, and it will count towards this year’s allowance.

    Within your Wealthify Plan, you can set up as many different Plans as you like, both for transfers in and for this tax year’s allowance.

    When you transfer a Plan to Wealthify, you should always use official Transfer Forms to retain any tax benefits.

    Safe & Secure

          

    MANAGED

    Your money, managed by our team of experienced and qualified investment experts.

    SECURE

    Your log-in details will be kept secure and never be shared with anybody else.

    HELP IS ON HAND

    Our customer service team are happy to help with any queries on 0800 802 1800 or on Live Chat.

    STRENGTH IN DEPTH

    Wealthify is backed by Aviva, one of the UK’s largest financial services institutions which has looked after British consumers for more than 300 years.

    We operate independently of Aviva, which means you get the best innovation in smart simple investing together with the security of knowing that we’re here to stay and operate to the highest standards.

    Being part of the Aviva group of companies allows us to develop our business, but at an accelerated pace and with greater confidence.

    MULTI-AWARD-WINNING

    Here are just a few of the prestigious awards we’ve picked up along the way:

    Wealthify Customer Reviews

    Trustpilot

    Leadenhall Learning Limited (trading as Money to the Masses) is an appointed representative of Wealthify Limited which is authorised and regulated by the Financial Conduct Authority. Money to the Masses acts as an appointed representative for the purpose of promoting Wealthify products and introducing customers to Wealthify.