Wealthify doesn't support your browser

We're showing you this message because we've detected that you're using an unsupported browser which could prevent you from accessing certain features. An update is not required, but it is strongly recommended to improve your browsing experience. Find out more about which browsers we support

INVEST WITH WEALTHIFY

Are you looking for a tax-efficient way to save for the future?

We're working with Money to the Masses to deliver accessible and affordable Stocks & Shares ISAs, Junior ISAs, self invested personal Pensions & General Investment Accounts for anyone.

Open a Plan and you could earn between £50 and £800 cashback when you deposit and/or transfer at least £1,000.

  • £50 for investments between £1,000 and £4,999
  • £200 for investments between £5,000 and £24,999
  • £500 for investments between £25,000 and £49,999
  • £800 for investments of £50,000 or more

All transfer requests must be started within six months of the date you register your interest. All cash deposits must be received within six months of the date you register your interest.

Offer registration ends on 22nd April 2024. New customers only. T&Cs apply.

With investing, your capital is at risk. The tax treatment of your investment will depend on your individual circumstances and may change in the future.

Leadenhall Learning Limited (trading as Money to the Masses) is an appointed representative of Wealthify Limited which is authorised and regulated by the Financial Conduct Authority. Money to the Masses acts as an appointed representative for the purpose of promoting Wealthify products and introducing customers to Wealthify.

STEPS FOR CLAIMING THIS OFFER

If you're opening a brand-new investment with us, rather than transferring from an existing provider, simply click the button below to register.

If you're transferring an existing investment to us, however, then here are a few things you'll need to consider before deciding whether or not it's right for you.

  • Exit costs: We won’t charge you if you transfer your investment to us. However, your existing investment provider might have an exit charge, so be sure to check with them first.
  • Investment fees: Before transferring your investment, compare your current fees and charges with ours. Even though we keep our costs as low as possible, you should understand the different fees and charges before making the move, checking that everything makes financial sense for you.
  • Transfer process: Your investment will be transferred as cash only, so the existing investments will need to be sold first. As a result, you will not be invested for a period of time — and you’ll be ‘out of the market’ while the transfer takes place.
  • It’s not certain you’ll be better off: There are never any guarantees about how investments will perform over time. By combining two or more pensions, you're not guaranteed to have more money in retirement than you would if you kept them separate.
  • Pension benefits and guarantees: You can't transfer a pension to us that has safeguarded benefits or guarantees, which might include defined benefit pensions; defined contribution pensions with a guaranteed income; or benefits such as getting more than 25% of your cash tax-free. We also can't accept a transfer if you’re already taking an income from it. For other pensions, you should also consider whether you may lose any other valuable features if you transfer, such as loyalty bonuses.

HOW TO QUALIFY:

   

Step 1

Choose how much to invest and pick one of five investment styles to create your Plan and complete our suitability assessment

Step 2

Deposit at least £1,000 into your Plan and you'll then have 6 months to start your transfer or fund your new Plan

Step 3

Remain invested for 12 months, keeping the total investment at or above the qualifying investment amount (£1,000).

Step 4

We'll then pay the cashback into your Wealthify Plan within 30 days of qualifying.

LOOKING TO TRANSFER AN EXISTING PLAN?

WHY WOULD YOU TRANSFER?

Save money on fees - you may be paying higher fees for your other Plans and could save if you consolidate.

Your money won't be locked away, you can withdraw or transfer at any time, if you need to (Excluding Junior ISA and Pension).

HOW TO DO IT?

You can transfer any Plans (i.e. Stocks and Shares ISAs or Pensions) you have with other providers to Wealthify.

Transferring Plans from previous tax years doesn’t impact your current allowance at all. However, if you want to transfer a Plan you’ve paid into this tax year, you have to transfer the whole amount, and it will count towards this year’s allowance.

Within your Wealthify Plan, you can set up as many different Plans as you like, both for transfers in and for this tax year’s allowance.

When you transfer a Plan to Wealthify, you should always use official Transfer Forms to retain any tax benefits.
Trustpilot

WHY WEALTHIFY?

We want to help make your money work harder. It’s simple – you choose what type of investor you want to be, from cautious to adventurous, and we’ll build you an investment Plan and manage it for you.

You can withdraw anytime with no penalties and we also offer ethical Plans, so you can easily invest in line with your values.

  • CAUTIOUS

    Minimising loss is the priority. Small movements up and down in Plan value are acceptable, with the aim of beating inflation.

  • Tentative

    Limiting loss is important. Moderate movements up and down in Plan value are acceptable, with the aim of achieving reasonable growth.

  • Confident

    Minimising losses is as important as making gains. Movements up and down in Plan value are acceptable, with the aim of achieving good growth.

  • Ambitious

    Making gains is the priority. The risk of large losses and large movements up and down in Plan value are acceptable, with the aim of achieving high growth.

  • Adventurous

    Maximising returns is the priority. The risk of substantial losses and substantial movements up and down in Plan value are acceptable, with the aim of achieving the highest growth possible.

    • KEEPING YOUR MONEY SAFE

    We know the only thing more important than making your money work harder, is making sure it’s safe — here’s how we take care of yours.

    SECURE

    Your login details will always be kept secure – but never shared with anyone else.

    SUPPORT

    Our friendly Customer Care Team are always happy to help via email, Live Chat, or on 0800 802 1800.

    STRENGTH

    Wealthify is owned and backed by Aviva: one of the UK's largest financial institutions.

    STRENGTH IN DEPTH

    We’re backed by Aviva, one of the UK’s largest financial services institutions which has looked after British consumers for more than 325 years.

    Wealthify operates independently but Aviva own a majority shareholding, which means you get the best innovation in smart simple investing together with the security of knowing that we’re here to stay and operate to the highest standards.

    Aviva’s investment in Wealthify allows us to achieve all the things we always wanted to, but at an accelerated pace and with greater confidence.

    Wealthify Customer Reviews

    Trustpilot

    MULTI-AWARD-WINNING

    Here are just a few of the prestigious awards we’ve picked up along the way: