Reader Q: My wife has never worked – is she entitled to a State Pension?

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Reader Question:

My wife hasn't worked since the age of eighteen when she got married and had a family, is she entitled to a state pension ?

My Response:

A married woman who has never worked may be able to claim some entitlement to a state pension based on her husband's National Insurance contributions.

A fantastic tool called the State Pensions Profiler can estimate your wife's entitlement to a State Pension based on your answers to some simple questions. So give it a go.

Finally call The Pension Service (the official department for providing information on your State Pension) on 0845 060 0265 and ask them directly. Lines are open from 8am to 8pm Monday to Friday.

I hope that helps

Best Wishes

Damien

 

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