Since 2010 I've been helping people with their personal finances for FREE. Every year we help over 4 million people but that's not enough. Help me help more people by sharing the site with your family, friends and colleagues.
- Damien Fahy, Founder
Mortgages & Home
Mortgages & Home
Free tools and guidance help you get the right mortgage and the best deals on your household billsRemortgaging in 2026 - is now the right time to fix & for how long?
This remortgage guide is broken into two parts. First, the...
How to remortgage and get the best rate
Homeowners have the opportunity to save money by changing their...
First-time buyer guide - Everything you need to know about buying your first home
Buying your first property is a massive moment in anyone's...
Damien helps to put you in control
Most popular articles
10 min Read
22 Dec 2025
Buying your first property is a massive moment in anyone's life. You will likely spend hours searching for your ideal...
5 min Read
27 May 2026
The energy price cap currently stands at £1,641, rising by a further 13% to £1,862 on 1st July 2026. The...
3 min Read
29 Oct 2025
Spotify is increasing the price of its Premium subscriptions in the UK for the second time in less than two...
News, Pensions, Inheritance Tax, Investing, Using Credit, Owning A Home
Emergency Budget at a glance
3 min Read
22 Jun 2010
How does the budget affect me? - The Emergency Budget at a glance courtesy of the BBC. Over the coming...
Latest articles
View all Mortgages & Home articles
12 min Read
20 Jun 2026
This article is continually updated to bring you the latest analysis on when interest rates are likely to rise or...
14 min Read
20 Jun 2026
This remortgage guide is broken into two parts. First, the short answer which will quickly help you decide whether to...
9 min Read
19 Jun 2026
With mortgage repayments representing most homeowners' biggest financial commitment, many dream of being able to become mortgage-free. Add to that...
11 min Read
17 Jun 2026
In this article, we share the best remortgage interest rates you can secure from over 95 lenders in the UK....
Get our news & money tips email
Get the latest deals, guides, and tips directly in your inbox every Wednesday & Sunday. Subscribers can get £15 bonus cashback at TopCashback. New TopCashback customers only, T&Cs apply. You can unsubscribe at any time.
How this site works...
The material on the Money to the Masses website, 80-20 Investor, Damien’s Money MOT, MTTM AI, associated pages, channels, accounts and any other correspondence are for general information only and do not constitute investment, tax, legal or other form of advice.
You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation. Leadenhall Learning (owner of Money to the Masses, 80-20 Investor, Damien’s Money MOT, MTTM AI) and its staff do not accept liability for any loss suffered by readers as a result of any such decisions or their use of any information on this site. See full Terms & Conditions, Privacy Policy and Disclaimer.
Money to the Masses is a journalistic website and aims to provide the best personal finance guides, information, tips and tools, but we do not guarantee the accuracy of these services so be aware that you use the information at your own risk and we can't accept liability if things go wrong.
We aim to give you accurate information at the date of publication, unfortunately price and terms and conditions of products and offers can change, so double check first. Leadenhall Learning, Money to the Masses, 80-20 Investor, Damien's Money MOT, MTTM AI nor its content providers are responsible for any damages or losses arising from any use of this information. Always do your own research to ensure any products or services and right for your specific circumstances as our information focuses on rates not service.
When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Funds invest in shares, bonds, and other financial instruments and are by their nature speculative and can be volatile. You should never invest more than you can safely afford to lose. The value of your investment can go down as well as up so you may get back less than you originally invested.
We do not investigate the solvency of companies mentioned on our website. We are not responsible for the content on websites that we link to.
80-20 Investor tables and graphs are derived from data supplied by Trustnet. All rights Reserved.
If a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use.
Leadenhall Learning Limited (trading as Money to the Masses) is an appointed representative of Wealthify Limited which is authorised and regulated by the Financial Conduct Authority. Money to the Masses acts as an appointed representative for the purpose of promoting Wealthify products and introducing customers to Wealthify.
Leadenhall Learning Limited (trading as Money to the Masses) is an Introducer Appointed Representative of Creditec Limited who is acting as a credit broker and not a lender and which is Authorised and Regulated by the Financial Conduct Authority (FRN: 972716)
You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation. Leadenhall Learning (owner of Money to the Masses, 80-20 Investor, Damien’s Money MOT, MTTM AI) and its staff do not accept liability for any loss suffered by readers as a result of any such decisions or their use of any information on this site. See full Terms & Conditions, Privacy Policy and Disclaimer.
Money to the Masses is a journalistic website and aims to provide the best personal finance guides, information, tips and tools, but we do not guarantee the accuracy of these services so be aware that you use the information at your own risk and we can't accept liability if things go wrong.
We aim to give you accurate information at the date of publication, unfortunately price and terms and conditions of products and offers can change, so double check first. Leadenhall Learning, Money to the Masses, 80-20 Investor, Damien's Money MOT, MTTM AI nor its content providers are responsible for any damages or losses arising from any use of this information. Always do your own research to ensure any products or services and right for your specific circumstances as our information focuses on rates not service.
When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Funds invest in shares, bonds, and other financial instruments and are by their nature speculative and can be volatile. You should never invest more than you can safely afford to lose. The value of your investment can go down as well as up so you may get back less than you originally invested.
We do not investigate the solvency of companies mentioned on our website. We are not responsible for the content on websites that we link to.
80-20 Investor tables and graphs are derived from data supplied by Trustnet. All rights Reserved.
If a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use.
Leadenhall Learning Limited (trading as Money to the Masses) is an appointed representative of Wealthify Limited which is authorised and regulated by the Financial Conduct Authority. Money to the Masses acts as an appointed representative for the purpose of promoting Wealthify products and introducing customers to Wealthify.
Leadenhall Learning Limited (trading as Money to the Masses) is an Introducer Appointed Representative of Creditec Limited who is acting as a credit broker and not a lender and which is Authorised and Regulated by the Financial Conduct Authority (FRN: 972716)
© 2026 Leadenhall Learning
MTTM AI (beta)
⛶
X
I’m MTTM AI (beta), powered by DaMoney. I can help with personal finance questions. I’m an AI tool, not a financial adviser. Answers are for information purposes only and do not constitute financial advice. Always verify responses with your own research and seek professional advice. By using this chat, you agree to our Terms of Use.
Go ahead, ask me a question








