Financial watchdog proposes interest-free overdrafts and a freeze on loan repayments
The Financial Conduct Authority (FCA) has made a number of emergency proposals in order to assist those that are suffering financially from the Coronavirus crisis….
Tackling Debt
7 signs you are living beyond your means
Most people who are living beyond their means don’t realise until it’s too late.
The 5 simple steps to clear your credit card debt
1. Pay off debt with savings If you have credit card debt and are still saving you are effectively paying to save. You are getting virtually no interest on your savings but paying out huge amounts of interest to your credit card company. You are losing money! Stop now and get your…
What is the best way to consolidate my debt?
In this article, we take a look at the different options for consolidating debt, the pros and cons of each, steps you can take to…
Remortgaging to consolidate debt – Is it really a good idea?
Most people associate remortagaging with securing a better interest rate for their monthly repayments or releasing funds for home improvements, but it is also possible…
Where to get free debt advice
If you find yourself struggling with your debts then you probably need some help and advice. Rather than respond to an advert for a payday…
How to manage your finances and what you should focus on first
When it comes to managing your finances and improving your financial wellbeing, the toughest and perhaps most important part is admitting that you need help…
What to do if you are struggling to pay your council tax
According to data published in 2017 by the Ministry of housing, communities and local government (MHCLG), council tax arrears totalled 2.8 billion. With rates set to rise by 4.5% (on average) in April 2019, council tax arrears could rise further still. So, if you find yourself in arrears now, or…
How the Financial Ombudsman Service can help you with your complaint
This is a guest post by Sara Williams, a Citizens Advice advisor, who blogs about debt and credit ratings on her personal website, Debt Camel….
Credit card repayment calculator
We have partnered with the Money Advice Service to bring you a credit card repayment calculator that will help you clear your credit card debt….
Bankruptcy rules set to change – good news for those in debt
Bankruptcy rules set to change – good news for those in debt There is some goods news for those struggling with debt as the the…