Using Credit » Tackling Debt

Tackling Debt

How to manage your finances and what you should focus on first

When it comes to managing your finances and improving your financial wellbeing, the toughest and perhaps most important part is admitting that you need help…

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What to do if you are struggling to pay your council tax

According to data published in 2017 by the Ministry of housing, communities and local government (MHCLG), council tax arrears totalled 2.8 billion. With rates set…

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The 5 simple steps to clear your credit card debt

1. Pay off debt with savings If you have credit card debt and are still saving you are effectively paying to save. You are getting…

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7 signs you are living beyond your means

Most people who are living beyond their means don’t realise until it’s too late.

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Remortgaging to consolidate debt – Is it really a good idea?

Most people associate remortagaging with securing a better interest rate for their monthly repayments or releasing funds for home improvements, but it is also possible…

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How the Financial Ombudsman Service can help you with your complaint

This is a guest post by Sara Williams, a Citizens Advice advisor, who blogs about debt and credit ratings on her personal website, Debt Camel….

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Credit card repayment calculator

We have partnered with the Money Advice Service to bring you a credit card repayment calculator that will help you clear your credit card debt….

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Bankruptcy rules set to change – good news for those in debt

Bankruptcy rules set to change – good news for those in debt There is some goods news for those struggling with debt as the the…

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Can a creditor obtain information about my finances?

Reader question: Can a creditor obtain information about my finances? If you are in arrears or refuse to pay a debt there are some actions…

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How to get a mortgage with a poor credit rating

People automatically assume that if you have a poor or adverse credit history, or have ever been made bankrupt, you can not get a mortgage….

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