Negative markers on your credit file can make it difficult to get a mortgage, car finance, a credit card and other financial products. This means that it is quite common...
If you are living paycheck to paycheck and consistently spending more than you earn, you are likely to be living beyond your means. If this carries on for an extended...
When someone dies, you may want to know what happens to their debts. Who is responsible for paying off the debt? Can debt be inherited? Will you have to sell...
The UK government runs a scheme to give people struggling with problem debt a 60-day 'breathing space' period, protecting them from further interest and charges while they get on top...
If you are having a problem managing your debts you may be tempted by an advert for a debt management company, which are regularly in newspapers and on television. These...
When you use a credit card you are, in effect, borrowing money from the credit card provider. As with anything you borrow, you will need to give it back. Your...
If you have a personal loan and are struggling to keep up with the repayments, or want a way of reducing your debt, you may be considering whether you can...
Debt can be expensive, stressful and damaging for your financial future. Missing one or two payments has the potential to spiral into a serious problem unless you can act quickly....
For people who habitually go into their overdraft each month or have become significantly overdrawn, it can be difficult to see how to clear the debt and stay out of...
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