What is ClearScore? ClearScore was founded in September 2014 as a disruptor to the established credit reference agencies, which traditionally worked...
Keeping track of your credit score is an important part of improving or maintaining the number of credit options available to you. In the UK, you will likely have a...
TotallyMoney is a service that allows users to view their credit records through the UK's main credit reference agencies for free. We explain how it works, the key features and...
Credit reference agency Experian offers a free service called Experian Boost that gives people the chance to improve their Experian credit score by offering a "boost" for good habits, such...
In this full, independent review, we take a look at checkmyfile. Using credit reports from Experian, Equifax, TransUnion and Crediva, checkmyfile provides key credit information to users who sign up...
Keeping an eye on your credit score is important, whether or not you are planning to take out a new credit card or loan. Monitoring any ups and downs, then...
It is useful to check your credit score regularly, but it is especially important to check before you apply for credit. Your credit score can give you a good indication...
No matter what you read on the internet, you cannot get a UK credit card without undergoing a credit check. A hard credit check is an important and unavoidable part...
Most Buy Now, Pay Later (BNPL) schemes require a ‘soft’ credit check, which means signing up will not leave a mark on your credit file. This less intensive type of...
Seeing your credit rating dip can be frustrating and worrying, but there can be a simple explanation. You may need to wait it out, make a couple of small changes...
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