2 min Read
16 Jul 2014
16 min Read
05 Feb 2020
In this article I explain how your credit score works and the steps that you can take to improve it as...
Credit Report
4 min Read
31 Jul 2019
One task everyone should perform once a year is to check their personal credit report. What you need to do...
2 min Read
05 Jan 2015
How child maintenance arrears may affect your future credit rating Parents who fall behind with child maintenance payments could be...
15 min Read
02 Jul 2014
People automatically assume that if you have a poor or adverse credit history, or have ever been made bankrupt, you can not get a mortgage. This is not true and in the Q&A below I explain how to get a mortgage with a poor credit rating. Can I get a...
Credit Report, Mortgages, Using Credit, Ask Damien
Reader Q: Will unused overdrafts affect my chance of getting a mortgage?
3 min Read
24 Apr 2014
Reader question: I am currently trying to save ahead of moving house later this year. I was very interested in your article “How to earn 6.5% interest on your cash in a year” – particularly aspects such as earning the £100 welcome gift from Halifax for switching account. I have...
5 min Read
15 Sep 2013
There are a lot of myths surrounding credit scores which at the very least confuse consumers but at the worst could inadvertently damage their chances of getting accepted for credit....
Credit Report, Insurance, Tips, Using Credit
Money tip #122 - Avoid taking out identity theft insurance
2 min Read
02 Feb 2011
6 min Read
08 Oct 2010
and what I did about it.
Credit Report, News, Mortgages, Using Credit, Owning A Home
£2 statutory credit reports now available online
1 min Read
12 Jul 2010
The government has announced that consumers can now access their statutory credit report for £2 from each of the UK’s three credit agencies – Callcredit, Equifax and Experian.
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- Damien Fahy, Founder
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