Since 2010 I've been helping people with their personal finances for FREE. Every year we help over 2 million people but that's not enough. Help me help more people by sharing the site with your family, friends and colleagues.
- Damien Fahy, Founder
Loans & Credit
Our free tools and guidance to help you get find best credit cards or loans and help you get out of debt quicker
Best 0% balance transfer credit card deals
What is a balance-transfer credit card? A balance-transfer credit card...
How to improve your credit score quickly
In this article I explain how your credit score works...
Where to get free debt advice
If you find yourself struggling with your debts then you...
Damien helps to put you in control
Most popular articles
15 min Read
06 Jan 2022
When choosing the best credit card from the wide array available, it is first useful to consider what a credit...
11 min Read
05 Jan 2022
American Express (often referred to as Amex) has long been associated with providing premium credit cards for high-rollers, frequent flyers...
15 min Read
15 Sep 2021
LOQBOX was founded by Tom Eyre and Gregor Mowat having grown frustrated with the lack of help and support that...
18 min Read
06 Jan 2022
In this guide, we take a look at how to apply for your first-ever credit card and the best types...
Latest articles
View all Loans & Credit articles
11 min Read
15 Jan 2022
If you have a personal loan and are struggling to keep up with the repayments or want a way of...
10 min Read
15 Jan 2022
If you are trying to take control of your finances, working out a way to manage your personal loan debt...
14 min Read
14 Jan 2022
According to data published in 2020 by the Ministry of Housing, Communities & Local Government (MHCLG), council tax arrears (debts)...
14 min Read
13 Jan 2022
When you check your credit report, it is helpful to know what constitutes a "good" score according to the main...
Best 0% Purchase Credit Cards
Best 0% Balance Transfer Credit Cards
Up to 31 months Interest-free period
2.75% (minimum £5) transfer fee
20.9% APR (after interest-free period)
Up to 18 months Interest-free period
No transfer fee
20.9% APR (after interest-free period)
Up to 27 months Interest-free period
1% transfer fee (3.49% for those with poorer credit scores)
21.90% APR (after interest-free period)
Best Cashback & Reward Credit Cards
Amex Platinum Cashback Everyday
5% cashback for the first 3 months (max £100 cashback)
0.5% cashback up to £10k
1% on spending over £10k
24.50% APR
£0 Annual Fee
Santander All in One
0.5% cashback
£25 cashback on annual spending over £5k
No balance transfer
23.7% APR
£36 annual fee
Barclaycard Rewards
0.5% cashback
£12.50 cashback on annual spending over £5k
No foreign transaction fees
22.90% APR
£0 Annual Fee