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Our free tools and guidance to help you get find best credit cards or loans and help you get out of debt quickerBest 0% balance transfer credit card deals - January 2021
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The NatWest Longer Balance Transfer card is one of two NatWest balance transfer cards, the other being the NatWest Balance...
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Best 0% Purchase Credit Cards

Up to 20 months Interest-free period
19.90% APR (after interest-free period)
Greater of 1% of balance plus interest, 2.5% or £5

Up to 20 months Interest-free period
20.95% APR (after interest-free period)
Greater of £5 or 1% of balance (including fees)

Up to 20 months Interest-free period
19.95% APR (after interest-free period)
Greater of £5 or 1% of balance (including fees)
Best 0% Balance Transfer Credit Cards

Up to 28 months Interest-free period
2.85% handling fee
19.90% APR (after interest-free period)
Greater of £5 or 1% of balance

Up to 29 months Interest-free period
2.95% handling fee
19.95% APR (after interest-free period)
Greater of £5 or 1% of balance

Up to 25 months Interest-free period
1.50% handling fee
21.90% APR (after interest-free period)
Greater of £5 or 1% of balance
Best Cashback & Reward Credit Cards

Amex Platinum Cashback
5% cashback for the first 3 months (max £125 cashback)
1% cashback up to £10k
1.25% on spending over £10k
27.30% APR
£25 Annual Fee

Amex Platinum Everyday
5% cashback for the first 3 months (max £100 cashback)
0.5% cashback on up to £5k
1% on spending over £5k
22.20% APR
No Annual Fee

Amex Nectar
Earn 20,000 bonus Nectar points worth at least £120 if you spend £2k within the first 3 months
2 points for every £1 spent
3 points for every £1 spent at Nectar Partners
27.30% APR
£25 Annual Fee (free for the first year)
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You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation. Leadenhall Learning (owner of Money to the Masses, 80-20 Investor and Damien’s Money MOT) and its staff do not accept liability for any loss suffered by readers as a result of any such decisions or their use of any information on this site. See full Terms & Conditions, Privacy Policy and Disclaimer.
Money to the Masses is a journalistic website and aims to provide the best personal finance guides, information, tips and tools, but we do not guarantee the accuracy of these services so be aware that you use the information at your own risk and we can't accept liability if things go wrong.
We aim to give you accurate information at the date of publication, unfortunately price and terms and conditions of products and offers can change, so double check first. Leadenhall Learning, Money to the Masses, 80-20 Investor, Damien's Money MOT nor its content providers are responsible for any damages or losses arising from any use of this information. Always do your own research on to ensure any products or services and right for your specific circumstances as our information we focuses on rates not service.
Past performance is no guarantee of future results. Funds invest in shares, bonds, and other financial instruments and are by their nature speculative and can be volatile. You should never invest more than you can safely afford to lose. The value of your investment can go down as well as up so you may get back less than you originally invested.
We do not investigate the solvency of companies mentioned on our website. We are not responsible for the content on websites that we link to.
80-20 Investor tables and graphs are derived from data supplied by Trustnet. All rights Reserved.
You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation. Leadenhall Learning (owner of Money to the Masses, 80-20 Investor and Damien’s Money MOT) and its staff do not accept liability for any loss suffered by readers as a result of any such decisions or their use of any information on this site. See full Terms & Conditions, Privacy Policy and Disclaimer.
Money to the Masses is a journalistic website and aims to provide the best personal finance guides, information, tips and tools, but we do not guarantee the accuracy of these services so be aware that you use the information at your own risk and we can't accept liability if things go wrong.
We aim to give you accurate information at the date of publication, unfortunately price and terms and conditions of products and offers can change, so double check first. Leadenhall Learning, Money to the Masses, 80-20 Investor, Damien's Money MOT nor its content providers are responsible for any damages or losses arising from any use of this information. Always do your own research on to ensure any products or services and right for your specific circumstances as our information we focuses on rates not service.
Past performance is no guarantee of future results. Funds invest in shares, bonds, and other financial instruments and are by their nature speculative and can be volatile. You should never invest more than you can safely afford to lose. The value of your investment can go down as well as up so you may get back less than you originally invested.
We do not investigate the solvency of companies mentioned on our website. We are not responsible for the content on websites that we link to.
80-20 Investor tables and graphs are derived from data supplied by Trustnet. All rights Reserved.
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