Since 2010 I've been helping people with their personal finances for FREE. Every year we help over 2 million people but that's not enough. Help me help more people by sharing the site with your family, friends and colleagues.
- Damien Fahy, Founder
Loans & Credit
Our free tools and guidance to help you get find best credit cards or loans and help you get out of debt quicker
Best 0% balance transfer credit card deals
What is a balance-transfer credit card? A balance-transfer credit card...
How to improve your credit score quickly
In this article I explain how your credit score works...
Where to get free debt advice
If you find yourself struggling with your debts then you...
Damien helps to put you in control
Most popular articles
16 min Read
03 May 2022
When choosing the best credit card from the wide array available, it is first useful to consider what a credit...
12 min Read
03 May 2022
American Express (often referred to as Amex) has long been associated with providing premium credit cards for high-rollers, frequent flyers...
19 min Read
03 May 2022
In this guide, we take a look at how to apply for your first-ever credit card and the best types...
13 min Read
03 May 2022
What is an air-miles credit card and how does it work? An air-miles credit card is a way of collecting...
Latest articles
View all Loans & Credit articles
17 min Read
24 May 2022
If you are looking to borrow money to fund a big purchase, a wedding, home improvements or to consolidate debt,...
8 min Read
24 May 2022
If you are living paycheck to paycheck and consistently spending more than you earn, you are likely to be living...
17 min Read
24 May 2022
A guarantor loan is a type of loan where a third-party - usually a family member - agrees to take...
19 min Read
23 May 2022
If you need to borrow money you will naturally want to find the cheapest deal. Many people want to find...
Best 0% Purchase Credit Cards
Best 0% Balance Transfer Credit Cards
Up to 31 months Interest-free period
2.75% (minimum £5) transfer fee
20.9% APR (after interest-free period)
Up to 18 months Interest-free period
No transfer fee
20.9% APR (after interest-free period)
Up to 27 months Interest-free period
1% transfer fee (3.49% for those with poorer credit scores)
21.90% APR (after interest-free period)
Best Cashback & Reward Credit Cards
Amex Platinum Cashback Everyday
5% cashback for the first 3 months (max £100 cashback)
0.5% cashback up to £10k
1% on spending over £10k
24.50% APR
£0 Annual Fee
Santander All in One
0.5% cashback
£25 cashback on annual spending over £5k
No balance transfer
23.7% APR
£36 annual fee
Barclaycard Rewards
0.5% cashback
£12.50 cashback on annual spending over £5k
No foreign transaction fees
22.90% APR
£0 Annual Fee