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Loans & Credit
Our free tools and guidance to help you get find best credit cards or loans and help you get out of debt quicker
Best 0% balance transfer credit card deals - October 2021
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Best 0% Purchase Credit Cards
Up to 20 months Interest-free period
21.9% APR (after interest-free period)
Greater of 1% of balance plus interest, 2.5% or £5
Up to 20 months Interest-free period
21.9% APR (after interest-free period)
Greater of £5 or 1% of balance (including fees)
Up to 20 months Interest-free period
19.9% APR (after interest-free period)
Greater of £5 or 1% of balance (including fees)
Best 0% Balance Transfer Credit Cards
Up to 29 months Interest-free period
3% or 4% handling fee
21.95% APR (after interest-free period)
Greater of £5 or 1% of balance plus any interest
Up to 25 months Interest-free period
2.85% handling fee
19.90% APR (after interest-free period)
Greater of £5, 2.5% of balance or 1% of balance plus any interest
Up to 24 months Interest-free period
1.25% handling fee
21.90% APR (after interest-free period)
Greater of £5, 2.5% of balance or 1% of balance plus any interest
Best Cashback & Reward Credit Cards
Amex Platinum Cashback
5% cashback for the first 3 months (max £125 cashback)
1% cashback up to £10k
1.25% on spending over £10k
27.30% APR
£25 Annual Fee
Amex Platinum Cashback Everyday
5% cashback for the first 3 months (max £100 cashback)
0.5% cashback on up to £5k
1% on spending over £5k
22.20% APR
No Annual Fee
Amex Nectar
Earn 20,000 bonus Nectar points worth at least £120 if you spend £2k within the first 3 months
2 points for every £1 spent
3 points for every £1 spent at Nectar Partners
27.30% APR
£25 Annual Fee (free for the first year)