Since 2010 I've been helping people with their personal finances for FREE. Every year we help over 2 million people but that's not enough. Help me help more people by sharing the site with your family, friends and colleagues.
- Damien Fahy, Founder
Loans & Credit
Our free tools and guidance to help you get find best credit cards or loans and help you get out of debt quicker
Best 0% balance transfer credit card deals
The best 0% balance transfer credit card deal The table...
How to improve your credit score quickly
In this article I explain how your credit score works and...
Where to get free debt advice
If you find yourself struggling with your debts then you...
Damien helps to put you in control
Most popular articles
14 min Read
25 Jun 2020
LOQBOX was founded by Tom Eyre and Gregor Mowat having grown frustrated with the lack of help and support that...
12 min Read
24 Jun 2020
Ever since the Mortgage Market Review came into force in 2014, mortgage lending criteria has tightened and lenders must ensure...
17 min Read
02 Mar 2020
Using a credit card has many benefits, but one of the biggest is the valuable protection it provides for purchases....
17 min Read
29 Jul 2020
Used with care, a credit card can help you manage your finances and build up a credit history which can...
Latest articles
View all Loans & Credit articles
13 min Read
29 Jul 2020
If you’re looking to take out a credit card, we explain how to increase your chances of getting accepted and...
17 min Read
29 Jul 2020
Used with care, a credit card can help you manage your finances and build up a credit history which can...
14 min Read
29 Jul 2020
Used correctly, a credit card can be a handy tool to help manage your finances, but with so many different...
18 min Read
29 Jul 2020
If you’re lucky enough to be jetting off abroad this summer, or you’re already planning next year’s trip, it’s important...
Best 0% Purchase Credit Cards
Up to 20 months Interest-free period
19.90% APR (after interest-free period)
Greater of 1% of balance plus interest, 2.5% or £5
Up to 20 months Interest-free period
20.95% APR (after interest-free period)
Greater of £5 or 1% of balance (including fees)
Up to 20 months Interest-free period
19.95% APR (after interest-free period)
Greater of £5 or 1% of balance (including fees)
Best 0% Balance Transfer Credit Cards
Up to 28 months Interest-free period
2.85% handling fee
19.90% APR (after interest-free period)
Greater of £5 or 1% of balance
Up to 28 months Interest-free period
2.95% handling fee
19.95% APR (after interest-free period)
Greater of £5 or 1% of balance
Up to 25 months Interest-free period
1.50% handling fee
21.90% APR (after interest-free period)
Greater of £5 or 1% of balance
Best Cashback & Reward Credit Cards
Amex Platinum Cashback
5% cashback for the first 6 months (max £125 cashback)
1% cashback up to £10k
1.25% on spending over £10k
27.30% APR
£25 Annual Fee
Amex Platinum Everyday
5% cashback for the first 6 months (max £100 cashback)
0.5% cashback on up to £5k
1% on spending over £5k
22.20% APR
No Annual Fee
Amex Nectar
Earn 20,000 bonus Nectar points worth at least £120 if you spend £2k within the first 6 months
2 points for every £1 spent
3 points for every £1 spent at Nectar Partners
27.30% APR
£25 Annual Fee (free for the first year)