About 80-20 Investor

Invest with confidence

Our investments have a record of outperforming the FTSE 100. Quickly identify investment opportunities from over 2000 funds.

Complete transparency

Full access to the details, performance and transactions of Damien's personal £50k portfolio.

Learning from others

Talk to and swap tips with a friendly community of investors.

Stay ahead

Receive our regular newsletters with all the latest insight, analysis and fund selections plus receive ongoing stop loss alerts.

80-20 Investor FAQs

80‑20 Investor empowers DIY investors to make investment decisions, minimising effort while maximising returns.

Through screening thousands of funds, 80‑20 Investor harnesses the power of momentum investing. To safeguard against market fluctuation, built-in stop loss alerts can help protect investments.

What you get with 80‑20 Investor

  • Exclusive weekly and monthly market insight emails
  • Regular investment research articles
  • Monthly ‘Best of the Best’ fund shortlist split by low, medium and high risk
  • Weekly ‘Best funds by Sector’ shortlist
  • Stop loss email alerts to help protect your investments
  • Ability to ask questions to Damien Fahy, founder of 80‑20 Investor
  • Exclusive access to see Damien’s £50,000 portfolio and the changes he makes
  • Access to 'Chatterbox', our online community to exchange ideas with other investors

Do you have proof 80‑20 Investor works?

We track the performance of our fund shortlist versus the market and professional fund managers. Unlike any other investment expert or service, to prove performance we’ve invested £50,000 of real money to show how 80‑20 Investor can be used to successfully run your own money.

Since it's initial investment, this portfolio has grown significantly. It has outperformed the market, passive investing strategies and 90% of professional fund managers.

In the first 17 months the portfolio made over 11% while the market made 2.81%.

How much money will I make?

There are no performance guarantees with 80‑20 Investor. 80‑20 Investor empowers members to make informed investment decisions.

You should never invest more than you can safely afford to lose. The value of your investment can go down as well as up, so you may get back less than you originally invest.

What types of financial products are monitored by 80‑20 Investor?

Our analysis covers Unit Trusts, Investment trusts and Exchange-Traded Funds (ETFs).

How many funds are monitored?

We analyse thousands of unit trusts, investment trusts and ETFs. We only look for the best opportunities for UK investors. As we are not linked to any fund platform or stockbroker our research is truly independent and not restricted in any way.

What is momentum investing?

Momentum investing is an optimisation strategy based on trends in the investment environment. It is one of few approaches to consistently outperform others over the long term.

The key to momentum investing is identifying the latest trends, riding the best and strongest until they’ve run their course or better opportunities arise. Due to the time and data required to do momentum analysis, often only professional investors and institutions have access to it.

Is 80‑20 Investor just momentum investing?

No. 80‑20 Investor is a unique algorithm which enhances the power of momentum investing. It considers other investment factors to risk-adjust for the best performance. The numerical analysis 80‑20 Investor provides identifies some of the best trends to follow. Other techniques, such as value investing, can also be effective so 80‑20 Investor provides analysis on these too.

Does 80‑20 Investor constitute financial advice?

80-20 Investor does not constitute financial advice.

Material in email, on MoneytotheMasses.com or within 80-20 Investor and associated pages/channels/accounts are for general information only and do not constitute advice. As such we do not need to be regulated by the Financial Conduct Authority.

Information provided is not intended to be relied upon by readers in making (or not making) specific investment decisions. You should get appropriate independent advice before making any such decisions.

For full details, see our Terms & Conditions, Privacy Policy and Disclaimer.

How do you make an investment?

80‑20 Investor provides insight and information only. Members make the ultimate decision and invest via a fund platform or investment broker.

Do I need to use a particular fund platform or broker?

No, as long as they don’t charge you for switching in and out of funds you can use any fund or investment platform. The most popular investment platform used by our members is Hargreaves Lansdown because of its wide fund choice.

What's the minimum amount I need to invest to make 80‑20 Investor worthwhile?

There is no minimum investment amount. As a guide, typical 80‑20 Investor members invest £10,000+.

What are stop loss alerts?

80‑20 Investor provides stop loss alerts on our ‘Best of the Best’ selection to help members avoid a severe market correction. If the main share price of any of these funds falls by 5% from its monthly high, all members receive an email. They are a trigger to do a portfolio review and consider switching funds or into cash.

Can I pay using a debit/credit card?

You can pay directly by debit or credit card through the PayPal payment system. To do this, you will need a PayPal account, with the money will be taken directly from your chosen card.

We use PayPal as it has industry-leading security. We do not collect or store members’ debit/credit card details.

How do I upgrade my subscription?

To upgrade, go to My Account and select the plan that you wish to change to. The upgrade will come into effect when your next payment is due.

How do I cancel my account?

You cancel your account at any time. To cancel, go to My Account and select ‘Cancel My Subscription’.

After cancelling your account you will have access to 80‑20 Investor for the rest of your agreed term. After this, you will no longer have access to paid-for membership areas. No money will be taken when you reach the end of your agreed term.

How do I re-join after cancelling my account?

Login and access My Account and select the plan that you wish to sign up for. As you will have already had a free trial, your first payment will be taken immediately.

Reviews from 80-20 Investors

About Damien Fahy

Founder of Money To The Masses

An investment veteran of over 16 years who is routinely quoted in the financial press and has made numerous radio and TV appearances, Damien Fahy is regarded as one of the most influential individuals in UK personal finance. Damien Fahy is regarded as one of the most influential individuals in UK personal finance.