What is a 95% LTV mortgage? A 95% loan-to-value mortgage - or 95% LTV mortgage - means borrowing 95% of the value of the property you are buying. With this...
What is an 80% LTV mortgage? The loan-to-value (LTV) ratio is the size of your mortgage compared with the value of the property. If you have an 80% LTV mortgage...
What is a 60% LTV mortgage? A 60% loan-to-value (LTV) mortgage is one which provides a mortgage loan that covers 60% of the value of the property being purchased. The...
What is a 90% LTV mortgage? A 90% LTV (loan-to-value) mortgage means borrowing 90% of the value of a property, with the remaining 10% coming from a deposit or equity...
How much do you need to earn to get a £100k mortgage? Lenders have different criteria for how much you need to earn in order to get a £100,000 mortgage....
In this article, we compare fixed-rate and tracker mortgages to work out which one is best for your particular circumstances. We look at the pros and cons of each mortgage...
When considering whether to take out a long-term fixed-rate mortgage deal, borrowers need to balance the benefit of having certainty on their repayments with the reality they could end up...
In this article I explain what a mortgage early repayment charge is. I also explain how it works, how much it is and how to avoid paying an early repayment...
In this article, we explain what you should consider before switching to an interest-only mortgage, how it will affect your monthly mortgage payment and alternative ways to reduce your mortgage...
In this article, we review online mortgage broker Tembo*, a service that offers a number of mortgage solutions for first-time buyers who struggle to get onto the property ladder. We...
Since 2010 I've been helping people with their personal finances for FREE. Every year we help over 2 million people but that's not enough. Help me help more people by sharing the site with your family, friends and colleagues. - Damien Fahy, Founder
This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish.AcceptRejectRead More
Privacy & Cookies Policy
Privacy Overview
This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.