Borrowers typically choose a tracker mortgage when they believe interest rates will remain stable or - ideally - begin to fall. In the scenario where the bank base rate drops,...
When considering whether to take out a long-term fixed-rate mortgage deal, borrowers need to balance the benefit of having certainty on their repayments with the reality they could end up...
Homeowners have the opportunity to save money by changing their existing mortgage and seeing if they can get a better remortgage deal with a different mortgage lender. In this article...
Do I need mortgage advice? While it is not essential when looking to arrange a mortgage, seeking the advice of an independent mortgage broker makes sense and can ultimately save...
What is a 90% LTV mortgage? A 90% LTV mortgage means borrowing 90% of the value of a property, with the remaining 10% coming from a deposit or equity built...
What is an 80% LTV mortgage? The loan-to-value (LTV) ratio is the size of your mortgage compared with the value of the property. If you have an 80% LTV mortgage...
What is a 95% LTV mortgage? A 95% loan-to-value mortgage - or 95% LTV mortgage - means borrowing 95% of the value of the property you are buying. With this...
Although it can be difficult to secure a mortgage when you have had an IVA, there are some lenders who are willing to lend to borrowers in this situation. In...
Homeowners have taken advantage of record-low mortgage rates in recent years to remortgage and move to cheaper repayments or release much-needed cash locked up in their property. But remortgaging...
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