Higher interest rates and increasing house prices have made it difficult for first-time buyers to get on the property ladder in recent years. For many first-time homebuyers, seeking help from...
What is an 80% LTV mortgage? The loan-to-value (LTV) ratio is the size of your mortgage compared with the value of the property. If you have an 80% LTV mortgage...
Mortgage loans with a 95% loan-to-value (LTV) are most commonly popular amongst first-time buyers but may also suit home movers with a small amount of equity in their current home....
What is a 60% LTV mortgage? A 60% loan-to-value (LTV) mortgage is one which provides a mortgage loan that covers 60% of the value of the property being purchased. The...
In this article, we explain what a variable rate mortgage is, how the different types of variable rate mortgages work and the advantages and disadvantages of choosing a variable rate...
This remortgage guide is broken into two parts. First, the short answer which will quickly help you decide whether to fix your mortgage, how long to fix for and how...
Fixed-rate mortgages are by far the most popular mortgage products in the UK, with borrowers choosing them for the stability and peace of mind they offer. They are particularly attractive...
If you are receiving benefits then getting a mortgage may feel unachievable, however, there are ways to make buying a home possible. In this article we explain whether the benefits...
If you are a first-time homebuyer looking for an alternative way to get on the property ladder, you may have come across guarantor mortgages. Guarantor mortgages provide many borrowers a...
Santander is one of the largest mortgage lenders in the UK, operating both direct to consumers and through its broker-only Santander for Intermediaries channel. In this review we explore the...
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