When considering whether to take out a long-term fixed-rate mortgage deal, borrowers need to balance the benefit of having certainty on their repayments with the reality they could end up...
Fixed-rate mortgages are by far the most popular mortgage products in the UK, with borrowers choosing them for the stability and peace of mind they offer. They are particularly attractive...
This remortgage guide is broken into two parts. First, the short answer which will quickly help you decide whether to fix your mortgage, how long for and secure you the...
Borrowers typically choose a tracker mortgage when they believe interest rates will remain stable or - ideally - begin to fall. In the scenario where the bank base rate drops,...
What is a 95% LTV mortgage? A 95% loan-to-value mortgage - or 95% LTV mortgage - means borrowing 95% of the value of the property you are buying. With this...
What is a 90% LTV mortgage? A 90% LTV mortgage means borrowing 90% of the value of a property, with the remaining 10% coming from a deposit or equity built...
What is an 80% LTV mortgage? The loan-to-value (LTV) ratio is the size of your mortgage compared with the value of the property. If you have an 80% LTV mortgage...
Buying your first property is a huge moment in anyone's life. You will likely spend hours searching for your ideal home on Rightmove or Zoopla, assessing what is available, and...
What is Habito Plus? Buying a property can be a stressful and complex time. An estate agent may help you to arrange a viewing and make an offer, but as...
More than 500 mortgage deals have been removed from the market over the past month, while the price of fixed-rate deals has continued to rise, according to data from financial...
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