Owning A Home > Mortgages

Mortgages

Mortgages

What is a variable rate mortgage and is it a good idea?

By Harvey Kambo
5 min Read 24 Mar 2023
In this article, we explain what a variable rate mortgage is, how the different types of variable rate mortgages work...

Mortgages

What is a fixed-rate mortgage? Everything you need to know

By Laura Mossman
6 min Read 23 Mar 2023
Fixed-rate mortgages are by far the most popular mortgage products in the UK, with borrowers choosing them for the stability...

Mortgages

Remortgaging in 2023 - is now the right time to fix & for how long?

By Damien Fahy
11 min Read 23 Mar 2023
This remortgage guide is broken into two parts. First, the short answer which will quickly help you decide whether to...

Mortgages

Should I remortgage? 

By Liam Fahy
8 min Read 22 Mar 2023
What does it mean to remortgage? A remortgage is a process of switching the mortgage on a property you already own from one mortgage deal to another, either with your...

Damien helps to put you in control

Since 2010 I've been helping people with their personal finances for FREE. Every year we help over 2 million people but that's not enough. Help me help more people by sharing the site with your family, friends and colleagues.
- Damien Fahy, Founder

How this site works...

The material on the Money to the Masses website, 80-20 Investor, Damien’s Money MOT, associated pages, channels, accounts and any other correspondence are for general information only and do not constitute investment, tax, legal or other form of advice.

You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation. Leadenhall Learning (owner of Money to the Masses, 80-20 Investor and Damien’s Money MOT) and its staff do not accept liability for any loss suffered by readers as a result of any such decisions or their use of any information on this site. See full Terms & Conditions, Privacy Policy and Disclaimer.

Money to the Masses is a journalistic website and aims to provide the best personal finance guides, information, tips and tools, but we do not guarantee the accuracy of these services so be aware that you use the information at your own risk and we can't accept liability if things go wrong.

We aim to give you accurate information at the date of publication, unfortunately price and terms and conditions of products and offers can change, so double check first. Leadenhall Learning, Money to the Masses, 80-20 Investor, Damien's Money MOT nor its content providers are responsible for any damages or losses arising from any use of this information. Always do your own research to ensure any products or services and right for your specific circumstances as our information focuses on rates not service.

Past performance is no guarantee of future results. Funds invest in shares, bonds, and other financial instruments and are by their nature speculative and can be volatile. You should never invest more than you can safely afford to lose. The value of your investment can go down as well as up so you may get back less than you originally invested.

We do not investigate the solvency of companies mentioned on our website. We are not responsible for the content on websites that we link to.

80-20 Investor tables and graphs are derived from data supplied by Trustnet. All rights Reserved.

If a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use.

** 51% of consumers could save £359.61 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from November 2022 data. **51% of consumers who received a quote for Home Building & Contents Insurance through this service provided by Seopa Ltd in October 2022 were quoted less than £189.71. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
As seen on:
© 2023 Leadenhall Learning