Approximately 1.4m UK homeowners will reach the end of their fixed-rate mortgage deals before the end of 2023, at a time when markets predict that the Bank of England base...
This remortgage guide is broken into two parts. First, the short answer which will quickly help you decide whether to fix your mortgage, how long for and secure you the...
Fixed-rate mortgages are by far the most popular mortgage products in the UK, with borrowers choosing them for the stability and peace of mind they offer. They are particularly attractive...
What is a 90% LTV mortgage? A 90% LTV mortgage means borrowing 90% of the value of a property, with the remaining 10% coming from a deposit or equity built...
What is an 80% LTV mortgage? The loan-to-value (LTV) ratio is the size of your mortgage compared with the value of the property. If you have an 80% LTV mortgage...
What is a 95% LTV mortgage? A 95% loan-to-value mortgage - or 95% LTV mortgage - means borrowing 95% of the value of the property you are buying. With this...
When it comes to applying for a mortgage, you may be worried about whether you are likely to be approved, particularly if you have a poor credit history. This may...
When considering whether to take out a long-term fixed-rate mortgage deal, borrowers need to balance the benefit of having certainty on their repayments with the reality they could end up...
The equity within your property tends to increase over time as your mortgage payments reduce your mortgage balance and general house price increases make your home more valuable. Using the...
In this article, we review online mortgage broker Tembo*, a service that offers a number of mortgage solutions for first-time buyers who struggle to get onto the property ladder. We...
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