What is a retirement interest-only mortgage and should I get one?
Retirement interest-only mortgages are finally making it fairer for older borrowers to access finance. In this article we look at what retirement interest-only mortgages are…
Mortgages
What does an interest rate cut mean for me?
On 4th August 2016 the Bank of England cut its base rate to 0.25% from 0.5% This is the first time since 2009 that the…
How to get a mortgage even if you have taken out payday loans
Borrowing money from a short-term lender (often referred to as a payday loan) can seriously affect your chances of getting a mortgage from most lenders….
3 minute Remortgage calculator – find out if you should remortgage & find the best deal
If you know how much your monthly mortgage payments are in £s each month, then in just 3 minutes you will: Find out how an interest…
How to release equity in your home – Equity release mortgages explained
How to release money from your house – Equity release explained With property prices increasing year on year there are many older homeowners, living on…
How to get a self-employed mortgage
Self Employed mortgage advice There is no doubt that obtaining a mortgage is harder now than it ever has been and this is particularly so…
What do you need to apply for a mortgage?
What documents you need to apply for a mortgage? It does vary from lender to lender and based on your circumstances, but broadly here is…
How long should you fix your mortgage rate for?
When should you fix your mortgage? I’m often asked by clients ‘Should I fix my mortgage?’ or ‘How should I fix my mortgage for?’ Even…
Why arranging a second mortgage may get a lot harder
Why arranging a second mortgage may get a lot harder The Financial Conduct Authority (FCA) has recently announced that it plans to regulate the second…
How to get a mortgage under the new mortgage rules
The new mortgage rules which came into effect in April 2014 have had a big impact on the mortgage market, in particular on how to…
How to get a mortgage with a poor credit rating
People automatically assume that if you have a poor or adverse credit history, or have ever been made bankrupt, you can not get a mortgage….