How to remortgage and get the best rate
We are regularly encouraged to shop around for car insurance or holiday cover, but the same should also be true when it comes to your…
Mortgages
Reader Q: Will unused overdrafts affect my chance of getting a mortgage?
Reader question: I am currently trying to save ahead of moving house later this year. I was very interested in your article “How to earn…
Reader Q: Do multiple mortgage searches affect your credit score?
Reader Question: Hi Damien I’m trying to get a mortgage but concerned that my poor rating means I won’t be able to. I’ve cleared all…
Can I remortgage with a bad credit history?
Reader Question I have an existing mortgage which I have managed through difficult circumstances to hold on to but I now have a terrible credit…
Reader Q: Would switching my debts now to a 0% credit card adversely affect any mortgage application?
Reader Question Hi Would switching some of my debts now to a 0% credit card adversely affect any mortgage application when I come to re-mortgage…
New mortgage rules for 2014 mean a third of borrowers won’t be accepted come April
On the 26th April 2014 mortgage lenders will be required to advance loans to their customers under new rules. But the boss of one building…
Mortgage rate outlook & what borrowers should do as we head into 2014
The announcement by Mark Carney, the Governor of the Bank of England, that the Fund for Lending Scheme (FLS) will be diverted away from mortgages…
Help to Buy mortgage guarantee scheme explained
A scheme to help thousands of people buy their own home will be launched next week – three months earlier than planned. The full details…
I’m struggling with my mortgage can I force my lender to give me a better rate?
Reader Question: Hi, I took out a mortgage with Santander in 2010 it was a repayment mortgage of £230,000 (2 year fixed rate). First year…