What is a retirement interest-only mortgage and should I get one?
Retirement interest-only mortgages are finally making it fairer for older borrowers to access finance. In this article we look at what retirement interest-only mortgages are…
Mortgages
Help to Buy mortgage guarantee scheme explained
A scheme to help thousands of people buy their own home will be launched next week – three months earlier than planned. The full details…
I’m struggling with my mortgage can I force my lender to give me a better rate?
Reader Question: Hi, I took out a mortgage with Santander in 2010 it was a repayment mortgage of £230,000 (2 year fixed rate). First year…
Will the house market recovery last?
So we’ve just had the UK’s first ‘heat wave’ since 2006, and this seems to have created a beaming ray of sunshine on our mortgage…
Act now to get a cheap mortgage
Mortgage rates are going up According to data from the price comparison website Moneyfacts.co.uk, and quoted in this week’s Sunday Times, average mortgage rates have…
Got an offset mortgage? Your savings might not be protected if your lender goes bust
In today’s high inflation – low savings rate world getting the most from your cash on deposit is becoming increasingly difficult. But an offset mortgage…
Remortaging tips – including when to start looking
Last autumn we looked at the market for those refinancing, known in the mortgage industry as ‘Remortgaging’. Things have changed a little so it’s worth…
