How much do you need to earn to get a £300k mortgage? A mortgage lender will usually stipulate how much it is willing to lend based on your earnings using...
Homeowners have taken advantage of record-low mortgage rates in recent years to remortgage and move to cheaper repayments or release much-needed cash locked up in their property. However, rising interest...
Most people associate remortgaging with securing a better interest rate for their monthly mortgage payments or releasing funds for home improvements, but it is also possible to remortgage to consolidate...
Most lenders offer mortgage loans that start from £10,000 therefore arranging a £100,000 mortgage is theoretically possible with almost all lenders. However, every mortgage application must meet the qualifying criteria...
When you buy a home using a mortgage loan, the loan-to-value (LTV) represents the portion of your property purchase price that is funded by the mortgage loan. When remortgaging an...
Arranging a mortgage can be a tricky and stressful task that many homebuyers find challenging, so it is no surprise that many opt to use a mortgage broker to find...
When considering whether to take out a long-term fixed-rate mortgage deal, borrowers need to balance the benefit of having certainty on their repayments with the reality they could end up...
In this article, we explain what equity release is as well as a number of alternatives to choosing an equity release plan. The alternatives listed include ways to raise a...
Buying your first property is a huge moment in anyone's life. You will likely spend hours searching for your ideal home on Rightmove or Zoopla, assessing what is available, and...
Yorkshire Building Society has launched a mortgage offering first-time buyers the opportunity to buy a home, costing up to £500,000, with a deposit of just £5,000. The new mortgage deal,...
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