Extending your mortgage term can give you more time to repay your mortgage loan as well as reduce your monthly mortgage payments. In this article, we explain the process of...
Most lenders offer mortgage loans that start from £10,000 therefore arranging a £100,000 mortgage is theoretically possible with almost all lenders. However, every mortgage application must meet the qualifying criteria...
HSBC UK has announced that it will offer mortgage lending of up to 6.5 times income for some customers, making it the largest income multiple available to mortgage borrowers in...
Fixed-rate mortgages can be arranged over 1-year but they are rare. The vast majority of fixed-rate mortgage deals are more commonly arranged over a 2, 3, 5 or 10-year period....
In this article I explain mortgage early repayment charges and how they work. Borrowers looking to remortgage to another mortgage deal or move home as well as those who would...
Using a mortgage broker to source and arrange your mortgage is a sensible idea as their knowledge and expertise can secure the best mortgage for your circumstances. Everybody's circumstances are...
Nationwide Building Society enhanced its 'Helping Hand' mortgage products to allow first-time buyers to secure a mortgage loan up to six times their income from September 2024. The larger loan-to-income...
In this article, we explain what you should consider before switching to an interest-only mortgage, how it will affect your monthly mortgage payment and alternative ways to reduce your mortgage...
Gable Mortgages exclusively offers 5-year fixed-rate, no-deposit mortgage deals for first-time and next-time homebuyers. In this article, we explain how the new zero-deposit mortgage works, who can qualify and whether...
In this article, we compare fixed-rate and tracker mortgages to work out which one is best for your particular circumstances. We look at the pros and cons of each mortgage...
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