Most mortgage contracts begin with a deal that lasts for a fixed term, usually 2 or 5 years. While many people start to look at new mortgage deals up to...
Borrowers typically choose a tracker mortgage when they believe interest rates will remain stable or - ideally - begin to fall. In the scenario where the Bank of England base...
Working out the mortgage amount you can borrow, based on your salary is often the first thing homebuyers will research when looking to buy a house. How many times your...
What is Habito and what does it do? You may already manage your pensions, investments and bank account online, so why not your mortgage? Habito* was one of the first...
If you are looking to buy a property it is important to understand what mortgage lenders will be looking for when assessing an application for a mortgage. Once you understand...
In this article, we explore when it is a good idea to remortgage your home, whether it is to secure a better deal, to release equity allowing you to borrow...
Remortgaging lets you move your existing home loan to a new rate or better terms either with your current or new lender. In this article, we explore the benefits of...
What is a remortgage? A remortgage is a process of moving your current mortgage from one lender to another, or from one product to another with the same lender. Most...
Buying a home or remortgaging the terms of your old mortgage deal is a complex and cumbersome process for most. Sourcing the best mortgage deal and then successfully navigating the...
In this article, we explain how a mortgage term works and whether you can reduce it. We also reveal the advantages and disadvantages of modifying your mortgage term*, along with...
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