Where to get free debt advice

1 min read Published: 19 Jan 2023

Where to get free debt advice If you find yourself struggling with your debts then you probably need some help and advice. Rather than respond to an advert for a short-term loan or seek the services of a debt management company, which will probably make matters worse, why not access one of the many free options for debt help and advice.

Business Debtline

Offers free and confidential advice for small businesses with a broad selection of self-help guides.

Citizens Advice

Offers excellent advice on a variety of topics including debt. You can obtain advice from a Citizens Advice centre, over the telephone or via their excellent website offering a number of self-help guides.

Debt Advice Foundation

Debt advice and education charity established in 2002 and has developed a useful range of educational material aimed at schoolchildren. It also has a free helpline.

National Debtline

Offers free debt advice over the telephone, specialist advice is backed up with a range of self-help material.


PayPlan helps you to clear your debt by offering free impartial advice either online or over the phone. PayPlan can also work with debt creditors to help you reach a solution and offer personalised debt repayment plans based on your circumstances.


Charity offering free debt advice since 1993, helping around 650,000 people each year. Sign up for a useful newsletter offering money advice and how to avoid debt.