How to manage your finances and what you should focus on first
When it comes to managing your finances and improving your financial wellbeing, the toughest and perhaps most important part is admitting that you need help…
Using Credit
What to do if you are struggling to pay your council tax
According to data published in 2017 by the Ministry of housing, communities and local government (MHCLG), council tax arrears totalled 2.8 billion. With rates set…
How to check your credit report in 5 mins
One task everyone should perform once a year is to check their personal credit report. What you need to do TIME NEEDED – LESS THAN…
The 5 simple steps to clear your credit card debt
1. Pay off debt with savings If you have credit card debt and are still saving you are effectively paying to save. You are getting…
7 signs you are living beyond your means
Most people who are living beyond their means don’t realise until it’s too late.
Remortgaging to consolidate debt – Is it really a good idea?
Most people associate remortagaging with securing a better interest rate for their monthly repayments or releasing funds for home improvements, but it is also possible…
How to improve your credit score quickly
In this article I explain how your credit score works and the steps that you can take to improve it as quickly as you can. Improving…
How the Financial Ombudsman Service can help you with your complaint
This is a guest post by Sara Williams, a Citizens Advice advisor, who blogs about debt and credit ratings on her personal website, Debt Camel….
How to get a mortgage even if you have taken out payday loans
Borrowing money from a short-term lender (often referred to as a payday loan) can seriously affect your chances of getting a mortgage from most lenders….
Credit card repayment calculator
We have partnered with the Money Advice Service to bring you a credit card repayment calculator that will help you clear your credit card debt….
Bankruptcy rules set to change – good news for those in debt
Bankruptcy rules set to change – good news for those in debt There is some goods news for those struggling with debt as the the…