Making the minimum payment on a credit card may seem like an easy way to keep the monthly repayments down. However, only paying the minimum could lead to you paying...
Quite simply, a credit card allows you to pay for things 'on credit', which means you borrow the money from the credit card provider. Each month you will be given...
All credit card applicants must undergo a full credit check. This is done for two main reasons. The first is that running a credit check gives the credit card provider...
You can find out what credit cards you are eligible for by using a credit card eligibility checker. This is a way of checking to see whether you are likely...
You may have seen “0% interest” or “0% APR” used to advertise a whole host of different financial products and repayment schemes. It essentially means that borrowing money is free,...
There is a lot to consider when it comes to applying for a credit card. Getting a credit card can mean you are able to access great rewards and earn...
There are upsides and downsides to taking out a credit card that you will need to consider before you fill out an application. In this article we have explored the...
Most purchases involve making a choice between using cash, a debit card or a credit card. The best option for you will depend on what you are buying, where you...
Applying for a loan does not need to be complicated. By following a simple set of steps, you can streamline the process and locate the right lender for your borrowing...
Loans are categorised as being either secured or unsecured. A secured loan involves borrowing against something that you own, while an unsecured loan does not. Selecting the right option for...
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