Using Credit Archives - Money To The Masses

Using Credit

LOQBOX Review - Should you use it to improve your credit score?

By Lauren Burrows

14 min Read 25 Jun 2020

LOQBOX was founded by Tom Eyre and Gregor Mowat having grown frustrated with the lack of help and support that...

Tips, Mortgages, Using Credit, Owning A Home

Money tip #73 – Start ‘big picture’ budgeting

By Damien Fahy

8 min Read 16 Jul 2019

The fact is if you want to manage your finances you will eventually have to budget to ensure that you...

Mortgages, Using Credit, Owning A Home

How to get a mortgage even if you have taken out payday loans

By Darren Amos

6 min Read 16 Mar 2016

Borrowing money from a short-term lender (often referred to as a payday loan) can seriously affect your chances of getting...

Credit Cards

Compare the best travel credit cards UK

By Rachel Wait

18 min Read 01 Jul 2020

If you’re lucky enough to be jetting off abroad this summer, or you’re already planning next year’s trip, it’s important to consider your spending options carefully, particularly if you’re planning...

Credit Cards

Which credit card has the longest interest-free period?

By Rachel Wait

15 min Read 24 Jun 2020

Used correctly, a credit card can be a handy tool to help manage your finances, but with so many different types of credit card it is important to choose the...

Credit Cards

Should I clear credit card debt before getting a mortgage?

By Rachel Wait

12 min Read 24 Jun 2020

Ever since the Mortgage Market Review came into force in 2014, mortgage lending criteria has tightened and lenders must ensure borrowers can afford the mortgage they are offered. This means...

Credit Cards

Compare the Best 0% purchase credit cards

By Liam Fahy

14 min Read 24 Jun 2020

What is a 0% interest purchase credit card and how does it work? A 0% purchase credit card is similar to an ordinary credit card but there is no interest charged on purchases for an initial period of time set by the card provider. Interest, however, may still be charged...

Credit Cards

Compare the best and cheapest business credit cards

By Rachel Wait

18 min Read 23 Jun 2020

If you run a business, a business credit card can help you to manage expenses, as well as benefit from perks such as cashback or travel rewards. In this article...

Credit Cards

How do credit cards work and which one is best for me?

By Rachel Wait

19 min Read 23 Jun 2020

There are several different types of credit cards and so it is important to consider your options before deciding which is right for you. In this article we look at...

Credit Cards

Compare the best credit cards if you have bad credit

By Liam Fahy

11 min Read 23 Jun 2020

What is a credit building credit card? Credit cards are a useful tool in managing your finances if used prudently. Remember though that building up credit card debt is very easy to do and can lead to financial hardship and even bankruptcy. A credit card is useful for managing cash...

Credit Cards

A complete guide to money transfer credit cards

By Rachel Wait

13 min Read 22 Jun 2020

In this guide we take a look at money transfer credit cards. We explain what a money transfer credit card is, when you might consider one and reveal the current...

Credit Cards

Best 0% balance transfer credit card deals

By Damien Fahy

9 min Read 18 Jun 2020

The best 0% balance transfer credit card deal The table below gives a roundup of the best 0% balance transfer credit card deals available now. Moving your existing debts to...

Credit Cards

Compare the best cashback and reward credit cards

By Andy Leeks

15 min Read 02 Jun 2020

What is a cashback/reward credit card and how does it work? A cashback or reward credit card enables you to earn cashback or rewards as you spend. So, every time you spend on the card, you can earn rewards and cashback, subject to the details set out in the terms...

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