The best Children’s Savings Accounts from the whole UK Savings Market!
theprivateoffice.co.uk monitors the whole UK savings market (that's over 4,000 accounts) to bring together the best buys available.
The following savings best buy tables are also available:
- Best High Interest Current Accounts
- Best Easy Access Savings Accounts
- Best Fixed Rate Bonds
- Best Variable Rate ISAs
- Best Fixed Rate ISAs
- Best Notice Savings Accounts
- Best Regular Savings Accounts
- Best Cash Lifetime ISAs
- Best Cash Junior ISAs
- Best Easy Access Cash ISAs
- Best Notice Cash ISAs
Ways to always ensure you get the best savings rate
- Bookmark this page and regularly check our best buy tables, such as the one below.
- Work out your priorities - do you need access to your money or can you lock it away for potentially greater returns?
Best Children's Savings Accounts
| Nationwide Building Society | Penrith Building Society | Kent Reliance | The Cambridge Building Society | Coventry Building Society | |
| Account name | FlexOne Saver | Junior Affinity Regular Saver | Demelza Children's Savings Account | 3 Year Fixed Rate Bond | Young Saver |
| AER | 5.00% | 4.45% | 4.18% | 4.15% | 4.00% |
| Minimum opening balance | £1 | £5 | £10 | £1,000 | £1 |
| Minimum age to open the account | 11 | 0 | 0 | 0 | 7 |
| Maximum age to open the account | 17 | 17 | 17 | 15 | 17 |
| How to manage the account | Branch, Online, Mobile Banking | Branch, Post | Branch, Post | Branch, Post, Telephone | Online, Branch, Telephone, Mobile Banking |
| How to apply | Branch, Online, Mobile | Branch, Post | Branch, Post | Branch, Post | Branch |
| Financial Services Compensation Scheme | Own Licence | Own Licence | Shared Licence | Own Licence | Shared Licence |
Source: theprivateoffice.com: Updated 10/07/2026
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