Best Junior Cash ISAs in the UK

The best Junior Cash ISAs from the whole UK Savings Market!

SavingsChampion.co.uk monitors the whole UK savings market (that's over 4,000 accounts) to bring together the best buys available.

The following savings best buy tables are also available:

• Best High-Interest Current Accounts
• Best Easy Access Savings Accounts
• Best Fixed-Rate Bonds
• Best Variable Rate ISAs
• Best Fixed-Rate ISAs
• Best Notice Savings  Accounts
• Best Regular Savings Accounts
• Best Children’s Savings Accounts
• Best Cash Lifetime ISAs
• Best Easy Access Cash ISAs
• Best Notice Cash ISAs

Two ways to always ensure you get the best savings rate

1. Bookmark this page and regularly check our best buy tables, such as the one below.
2. You can also sign up to the FREE rate tracker email alert which will monitor savings account rates for you. You simply enter your email address and the names of the savings accounts you currently have. Then, not only will the system tell you if you are getting a good deal, but it will continuously monitor the market for you and email you when there are better deals out there than your existing account. When using the tool make sure you enter the correct balance for each of your accounts as some deals out there offer tiered rates - whereby the interest rate paid is dependent on your account balance.

Best Junior Cash ISAs

	Stafford Railway Building Society	Nottingham Building Society	Coventry Building Society	The Family Building Society	Leek Building Society
Account name	Junior Cash ISA	Junior ISA	Junior Cash ISA (2)	Cash Junior ISA (2)	Junior Cash ISA Savings Account
AER	4.75%	4.75%	4.70%	4.60%	4.50%
Minimum opening balance	£1	£1	£1	£3,000	£1
How to manage the account	Branch, Post	Branch	Branch, Post, Telephone	Branch, Post, Telephone	Branch, Post
How to apply	Branch, Post	Branch	Branch, Post, Telephone	Branch, Post	Branch, Post
Summary	No access within the term. Account matures on the child’s 18th birthday. Transfers in from other Junior Cash ISAs are allowed. Transfers in from Child Trust Funds are not allowed.	No access until the child's 18th birthday. Interest is calculated daily and paid annually on the 5th of April each year. Transfers out to other Junior ISA providers is allowed.	No access until the child's 18th birthday. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on the 30th September each year and on maturity.	No access until the child's 18th birthday. Transfers out, subject to 45 days notice only or without notice subject to the loss of 45 days' interest on the total amount withdrawn. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on the 1st October each year.	No access until the child's 18th birthday. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on the 1st January each year.
Financial Services Compensation Scheme	Own Licence	Shared Licence	Own Licence	Shared Licence	Own Licence

Source: SavingsChampion.co.uk: Updated: 15/11/2024