Junior Cash ISAs

The best Junior Cash ISAs from the whole UK Savings Market!

SavingsChampion.co.uk monitors the whole UK savings market (that's over 4,000 accounts) to bring together the best buys available.

The following savings best buy tables are also available:

• High-Interest Current Accounts
• Easy Access
• Fixed-Rate Bonds
• Variable Rate ISAs
• Fixed-Rate ISAs
• Notice Accounts
• Regular Savings
• Children’s Accounts
• Cash Lifetime ISAs

Two ways to always ensure you get the best savings rate

1. Bookmark this page and regularly check our best buy tables, such as the one below.
2. You can also sign up to the FREE rate tracker email alert which will monitor savings account rates for you. You simply enter your email address and the names of the savings accounts you currently have. Then, not only will the system tell you if you are getting a good deal, but it will continuously monitor the market for you and email you when there are better deals out there than your existing account. When using the tool make sure you enter the correct balance for each of your accounts as some deals out there offer tiered rates - whereby the interest rate paid is dependent on your account balance.

Best Junior Cash ISAs

	Coventry Building Society	Monmouthshire Building Society	The Family Building Society	Skipton Building Society	The Loughborough Building Society
Account name	Junior Cash ISA (2)	Junior Cash ISA	Cash Junior ISA (1)	Junior Cash ISA Issue 5	Junior ISA
AER	2.85%	2.80%	2.70%	2.60%	2.50%
Minimum opening balance	£1	£10	£3,000	£1	£1
How to manage the account	Branch, Online, Post, Telephone	Branch, Online, Post	Branch, Post, Telephone	Branch, Post	Branch, Post
How to apply	Branch, Online, Post, Telephone	Branch, Online, Post	Branch, Post	Branch, Post	Branch, Post
Summary	No access until child is 18. Interest paid annually on 30th September.	No access until child is 18. Interest paid annually on 31st March each year.	No access until child turns 18. 45 day notice for transfers out of account. Interest paid on 1st October annually. 1.65% AER on balances between £1 - £1,000. 2.15% AER on balances between £1,000 - £3,000 and 2.40% above £3,000	No access until child is 18. Interest paid annually.	No access until the child's 18th birthday.  Interest is paid on the 5th April each year.
Financial Services Compensation Scheme	Own Licence	Own Licence	Shared Licence (National Counties Building Society)	Own Licence	Own Licence

Source: SavingsChampion.co.uk: Updated 30/09/2022