Best Junior Cash ISAs in the UK

1 min Read Published: 23 Feb 2024

The best Junior Cash ISAs from the whole UK Savings Market!

SavingsChampion.co.uk monitors the whole UK savings market (that's over 4,000 accounts) to bring together the best buys available.

The following savings best buy tables are also available:

Two ways to always ensure you get the best savings rate

  1. Bookmark this page and regularly check our best buy tables, such as the one below.
  2. You can also sign up to the FREE rate tracker email alert which will monitor savings account rates for you. You simply enter your email address and the names of the savings accounts you currently have. Then, not only will the system tell you if you are getting a good deal, but it will continuously monitor the market for you and email you when there are better deals out there than your existing account. When using the tool make sure you enter the correct balance for each of your accounts as some deals out there offer tiered rates - whereby the interest rate paid is dependent on your account balance.

Best Junior Cash ISAs

Coventry Building Society  The Loughborough Building Society Skipton Building Society Leek Building Society Stafford Railway Building Society
Account name Junior Cash ISA (2) Junior ISA Junior Cash ISA Issue 5 Junior Cash ISA Savings Account Junior Cash ISA
AER 4.95% 4.80% 4.75% 4.75% 4.75% 
Minimum opening balance £1 £1 £1 £1 £1
How to manage the account

Branch, Online, Post, Telephone

Branch, Post Branch, Post Branch, Post Branch, Post
How to apply

Branch, Online, Post, Telephone

Branch, Post Branch, Post Post, Branch Branch, Post
Summary No access until the child's 18th birthday. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on the 30th September each year and on maturity. No access until the child's 18th birthday. Transfers in accepted. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on the 5th April each year. You cannot open this account if you have another JISA. No access until the child's 18th birthday. Transfers in are allowed. Interest is paid annually. No access until the child's 18th birthday. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on the 1st January each year. No access within the term. Account matures on the child’s 18th birthday. Transfers in from other Junior Cash ISAs are allowed. Transfers in from Child Trust Funds are not allowed. Interest is paid on the 31st October each year.
Financial Services Compensation Scheme Own Licence Own Licence Own Licence Own Licence Own Licence

Source: SavingsChampion.co.uk: Updated 23/02/2024