Best Junior Cash ISAs in the UK

1 min Read Published: 29 Sep 2023

The best Junior Cash ISAs from the whole UK Savings Market!

SavingsChampion.co.uk monitors the whole UK savings market (that's over 4,000 accounts) to bring together the best buys available.

The following savings best buy tables are also available:

Two ways to always ensure you get the best savings rate

  1. Bookmark this page and regularly check our best buy tables, such as the one below.
  2. You can also sign up to the FREE rate tracker email alert which will monitor savings account rates for you. You simply enter your email address and the names of the savings accounts you currently have. Then, not only will the system tell you if you are getting a good deal, but it will continuously monitor the market for you and email you when there are better deals out there than your existing account. When using the tool make sure you enter the correct balance for each of your accounts as some deals out there offer tiered rates - whereby the interest rate paid is dependent on your account balance.

Best Junior Cash ISAs

Coventry Building Society  The Loughborough Building Society Skipton Building Society Newbury Building Society The Family Building Society
Account name Junior Cash ISA (2) Junior ISA Junior Cash ISA Issue 5 Cash Junior ISA Cash Junior ISA 2
AER 4.95% 4.80% 4.75% 4.65% 4.60% 
Minimum opening balance £1 £1 £1 £50 £3,000
How to manage the account

Branch, Online, Post, Telephone

Branch, Post Branch, Post Branch, Post Branch, Post, Telephone
How to apply

Branch, Online, Post, Telephone

Branch, Post Branch, Post Post, Branch Branch, Post
Summary No access until child is 18. Interest paid annually on 30th September. No access until child is 18. Interest paid annually. No access until child is 18. Interest paid annually. No access until child is 18. Interest paid annually on 31st October. No access until the child's 18th birthday. Transfers out, subject to 45 days notice only or without notice subject to the loss of 45 days' interest on the total amount withdrawn. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on the 1st October each year.

Account pays 4.35% tax free /AER on balances between £1 and £2,999 and 4.60% tax free/AER on balances above £3,000

Financial Services Compensation Scheme Own Licence Own Licence Own Licence Own Licence Shared Licence (National Counties Building Society)

Source: SavingsChampion.co.uk: Updated 29/09/2023