Variable Rate ISAs

The best Variable Rate ISAs from the whole UK Savings Market!

SavingsChampion.co.uk monitors the whole UK savings market (that's over 4,000 accounts) to bring together the best buys available.

The following savings best buy tables are also available:

• High Interest Current Accounts
• Easy Access
• Fixed Rate Bonds
• Fixed Rate ISAs
• Notice Accounts
• Regular Savings
• Children’s Accounts
• Cash Lifetime ISAs
• Cash Junior ISAs

Two ways to always ensure you get the best savings rate

1. Bookmark this page and regularly check our best buy tables, such as the one below.
2. You can also sign up to the FREE rate tracker email alert which will monitor savings account rates for you. You simply enter your email address and the names of the savings accounts you currently have. Then, not only will the system tell you if you are getting a good deal, but it will continuously monitor the market for you and email you when there are better deals out there than your existing account. When using the tool make sure you enter the correct balance for each of your accounts as some deals out there offer tiered rates - whereby the interest rate paid is dependent on your account balance.

Best Variable Rate ISAs

	Furness Building Society	Mansfield Building Society	Shawbrook	Cynergy Bank	Gatehouse Bank
Account name	45 Day Notice Cash ISA	180 Day Notice Cash ISA 2nd Issue	Easy Access Cash ISA Account Issue 23	Online ISA Issue 31	Easy Access Cash ISA
AER	3.30%	3.25%	3.17%	3.05%	3.05%
Minimum opening balance	£1,000	£1	£1,000	£1	£1
How to manage the account	Branch, Post, Telephone	Branch, Post	Online, Telephone	Online	Online
How to apply	Branch, Post	Branch, Post	Online	Online	Online
Accepts cash ISA transfers in?	Yes	Yes	Yes	Yes	Yes
Accepts stocks & shares ISA transfers in?	No	No	Yes	No	No
Financial Services Compensation Scheme	Own Licence	Own Licence	Own Licence	Own Licence	Own Licence

Source: SavingsChampion.co.uk: Updated 17/03/2023