Saving For Your Future > Savings Best Buy Tables > Best Easy Access Savings Accounts in the UK

Best Easy Access Savings Accounts in the UK

By Damien Fahy
1 min Read Published: 17 Jan 2025

The best Easy Access savings accounts from the whole UK Savings Market!

SavingsChampion.co.uk monitors the whole UK savings market (that's over 4,000 accounts) to bring together the best buys available.

The following savings best buy tables are also available:

Two ways to always ensure you get the best savings rate

  1. Bookmark this page and regularly check our best buy tables, such as the one below.
  2. You can also sign up to the FREE rate tracker email alert which will monitor savings account rates for you. You simply enter your email address and the names of the savings accounts you currently have. Then, not only will the system tell you if you are getting a good deal, but it will continuously monitor the market for you and email you when there are better deals out there than your existing account. When using the tool make sure you enter the correct balance for each of your accounts as some deals out there offer tiered rates - whereby the interest rate paid is dependent on your account balance.

Best Easy Access Savings accounts

NuWealth provided by GB Bank Chip Atom Bank Sidekick Ulster Bank
Account name GB Bank Easy Access Account Chip Easy Access Saver* Instant Saver Reward Sidekick High Yield Cash Reserve* Ulster Bank Loyalty Saver
AER 4.86%  4.85%  4.85% 
4.75%
 4.75%
Gross Interest Rate 4.31% 3.75% (excl. bonus rate) 4.75% 4.75% 4.75%
Minimum opening balance £500 £1 £0 £1,000 £5,000
How to manage the account Mobile Banking Mobile Mobile Banking, Online Mobile Banking Online, Telephone, Mobile Banking
How to apply Mobile Banking Mobile Mobile Banking, Online Mobile Online, Telephone, Mobile Banking
Financial Services Compensation Scheme Own Licence Own Licence Own Licence Shared Licence Own Licence

Source: theprivateoffice.com: Updated 17/01/2025 

If a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. The following link can be used if you do not wish to help Money to the Masses or take advantage of any exclusive offers - Chip, Sidekick 

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**51% of consumers could save £523.47 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next six cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier. 51% of consumers could save £222.30 on their Home Building & Contents Insurance. The saving was calculated by comparing the cheapest price found with the average of the next fourteen cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2024. The savings you could achieve are dependent on your individual circumstances. You could pay from £3.35 per month for Pet Insurance. Price per month for cover based on a dog, Penelope, aged 4 months, no known medical conditions, up-to-date vaccinations, and microchipped. Based on quote data provided by Seopa Ltd during August 2024. The quote price you could achieve is dependent on your individual circumstances.

Leadenhall Learning Limited (trading as Money to the Masses) is an introducer appointed representative of Seopa Limited which is authorised and regulated by the Financial Conduct Authority.

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