The best Cash Lifetime ISAs from the whole UK Savings Market!
SavingsChampion.co.uk monitors the whole UK savings market (that's over 4,000 accounts) to bring together the best buys available.
The following savings best buy tables are also available:
- High Interest Current Accounts
- Easy Access
- Fixed Rate Bonds
- Variable Rate ISAs
- Fixed Rate ISAs
- Notice Accounts
- Regular Savings
- Children’s Accounts
- Cash Junior ISAs
- Easy Access Cash ISAs
- Notice Cash ISAs
Two ways to always ensure you get the best savings rate
- Bookmark this page and regularly check our best buy tables, such as the one below.
- You can also sign up to the FREE rate tracker email alert which will monitor savings account rates for you. You simply enter your email address and the names of the savings accounts you currently have. Then, not only will the system tell you if you are getting a good deal, but it will continuously monitor the market for you and email you when there are better deals out there than your existing account. When using the tool make sure you enter the correct balance for each of your accounts as some deals out there offer tiered rates - whereby the interest rate paid is dependent on your account balance.
Best Cash Lifetime ISAs
| Moneybox | Bath Building Society | Paragon | The Nottingham | Skipton Building Society | |
| Account name | Cash Lifetime ISA | Lifetime ISA | Cash Lifetime ISA Issue 3 | Beehive Money Homebuyer Lifetime ISA | Online Cash ISA Issue 4 |
| AER | 4.25% | 3.79% | 3.51% | 3.50% | 3.25% |
| Minimum opening balance | £1 | £1 | £1 | £1 | £1 |
| How to manage the account |
Mobile Banking |
Branch, Post
|
Online, Post, Telephone
|
Mobile Banking
|
Online |
| How to apply |
Mobile |
Branch, Online, Post
|
Online
|
Mobile
|
Online |
| Account summary |
Available via the Moneybox app only. Interest rate includes 0.75% introductory bonus for the first 12 months. Monthly 25% government bonus is paid if a deposit is made that month. 25% withdrawal fee unless used to buy first home or for retirement. Interest paid monthly and account is powered by partner bank Santander. |
Transfers in not allowed. Interest paid annually on 31st December.
|
A 25% government bonus is paid monthly if a deposit has been made that month. Access is subject to a 25% withdrawal charge, unless it is after the age of 60 or for the purchase of a first home, as defined by HMRC. Interest is paid annually. |
There is a retirement LISA also available at the same rate. A 25% government bonus is paid monthly if a deposit has been made that month. Access is subject to a 25% withdrawal charge, unless it is after the age of 60 or for the purchase of a first home, as defined by HMRC. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually. |
Monthly 25% government bonus is paid if a deposit is made that month. 25% withdrawal fee unless used to buy first home or for retirement. Interest paid annually. |
| Financial Services Compensation Scheme | Own Licence | Own Licence | Own Licence | Own Licence | Own Licence |
Source: SavingsChampion.co.uk: Updated 29/09/2023
