A great way to boost your pension in 2026 is to take advantage of a cashback offer or fee-free deal when you sign up with a new pension provider. In order to attract new customers, we've seen an increasing number of pension providers that are willing to offer generous cashback deals in 2026, some offering as much as £3,000 for customers that transfer an existing pension pot.
In addition, we've sourced deals that allow new customers to boost their pension returns by investing fee-free for the first year. Below, we list our best pension offers, including the best cashback deals, top fee-free offers and other deals we think provide excellent value.
Partner OfferGet up to £5,000 transfer cashback
Start investing with IG today and earn up to £5,000 cashback:
- Get up to £5,000 transfer cashback, when you transfer your investments to an IG GIA or ISA account
- Use code TRANSFER5000 when creating account
- Earn 3.75% AER variable interest on your uninvested cash
- Zero commission investing
Best Pension cashback offers and deals - June 2026
| Provider | Offer | Offer Type | Small print | Provider Reviews |
| Wealthify (an Aviva company) | No management fees for 12 months* | Fee-free investing | No management fees for 12 months – Invest in a Wealthify Personal Pension*, and you could benefit from 12 months with no management fees. New customers only. T&Cs apply. Capital at risk. Find out more. Find out more* | Wealthify review |
| Interactive Investor* | Get £200 cashback* | Cashback | New customers will get £200 cashback when they deposit or transfer at least £20,000 into an Interactive Investor SIPP* before 30th June 2026. Terms & fees apply. Capital at risk. | Interactive Investor review |
| Charles Stanley Direct* | Get up to £1,500 cashback* | Cashback | Get up to £1,500 cashback* when you transfer your cash and/or investments to Charles Stanley Direct. Minimum transfer £20,000. To be eligible for up to £1,500 cashback, transfer your cash and/or investments from another provider to a General Investment Account, ISA, Junior ISA or SIPP with Charles Stanley Direct Online Investing and continue to hold such cash and/or investments for a period of 12 months. Terms and fees apply. Capital at risk. | Charles Stanley review |
| IG* | Get up to £300 in free shares* | Free shares | Until 31st December, new IG investment clients who trade a minimum of £300 via an IG GIA, ISA or SIPP account will receive a randomly allocated bundle of UK-listed shares worth between £40 and £300*. Use code WELCOME300 when creating an account. Cannot be used in conjunction with other offers. Terms & fees apply. Capital at risk. | IG review |
| Hargreaves Lansdown* | N/A | N/A | Hargreaves Lansdown ran a cashback offer worth up to £3,000, however, it expired on 5th April 2025. We will update this table as soon as another offer becomes available. | Hargreaves Lansdown review |
| Freetrade* |
N/A |
N/A | Freetrade ran a cashback offer worth up to £2,100, however, it expired on 5th April 2024. We will update this table as soon as another offer becomes available. | Freetrade review |
| Bestinvest* | N/A | N/A | Bestinvest ran a cashback offer up to 30th November 2023. We will update this table as soon as another offer becomes available. | Bestinvest review |
| J.P. Morgan Personal Investing (formerly Nutmeg) | N/A | Cashback | N/A | J.P. Morgan Personal Investing review |
| Moneyfarm* | 12 months fee-free investing* | Fee-free investing | Sign up to Moneyfarm, invest at least £500 and pay no management fees for 12 months. Terms and conditions apply. Capital at risk | Moneyfarm review |
| Vanguard | N/A | N/A | Read our Interactive Investor review to find out how you can invest in Vanguard funds | Vanguard review |
Pension cashback offers and deals explained
There are a number of different types of offer that are available when you shop around for the best pension offer and it is worth explaining how the different deals work, so you can choose the best offer for you. We've listed the different types of pension deal below with an explanation of each.
- Cashback offers - Paid in a variety of ways. Can be paid into your nominated bank account or paid as cash into your investment account.
- Investment bonus - Similar to cashback but is often paid as a bonus cash amount, usually into your investment account.
- Fee-free deals - Offers fee-free investing for a period of time, often up to 12 months.
- Free shares - A popular deal offered by trading apps as an incentive for signing up.
- Trading credits - Depending on the investment platform you choose, you may be charged a fee for making certain trades. Trading credits are sometimes offered as an incentive when you sign up, meaning you can use credits rather than paying a fee each time you make a trade.
Other cashback offers and deals
This article focuses on the best Pension cashback offers and deals. For the best offers for other investment products including ISAs, click on the articles below.
- ISA cashback offers and fee-free investing deals
- Check out our Deals page
- Save 20% when you purchase a Will
- Sign up to our newsletter and get £10 bonus cashback with TopCashback
When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results
If a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. The following link can be used if you do not wish to help Money to the Masses or take advantage of any exclusive offers - Hargreaves Lansdown, Interactive Investor, Moneyfarm, Bestinvest, Charles Stanley, Freetrade, Wealthify
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