The best Easy Access Cash ISAs from the whole UK Savings Market!
SavingsChampion.co.uk monitors the whole UK savings market (that's over 4,000 accounts) to bring together the best buys available.
The following savings best buy tables are also available:
- High Interest Current Accounts
- Easy Access
- Fixed Rate Bonds
- Fixed Rate ISAs
- Notice Accounts
- Regular Savings
- Children’s Accounts
- Cash Lifetime ISAs
- Cash Junior ISAs
- Notice Cash ISAs
Two ways to always ensure you get the best savings rate
- Bookmark this page and regularly check our best buy tables, such as the one below.
- You can also sign up to the FREE rate tracker email alert which will monitor savings account rates for you. You simply enter your email address and the names of the savings accounts you currently have. Then, not only will the system tell you if you are getting a good deal, but it will continuously monitor the market for you and email you when there are better deals out there than your existing account. When using the tool make sure you enter the correct balance for each of your accounts as some deals out there offer tiered rates - whereby the interest rate paid is dependent on your account balance.
Best Easy Access Cash ISAs
| Coventry Building Society | Shawbrook | Leeds Building Society | Chorley Building Society | Virgin Money | |
| Account name | Four Access ISA Online | Easy Access Cash ISA Account - Issue 25 | Limited Issue Online Access ISA - Issue 65 | Easy Access Cash ISA - 1 Withdrawal | Defined Access Cash E-ISA Issue 21 |
| AER | 4.90% | 4.81% | 4.80% | 4.80% | 4.76% |
| Minimum opening balance | £1 | £1,000 | £1,000 | £1 | £1 |
| How to manage the account | Online |
Online, Telephone |
Online |
Branch, Online, Post |
Online |
| How to apply | Online |
Online |
Online |
Branch, Online, Post |
Online |
| Summary |
Four withdrawals allowed each year upon anniversary of account opening. Should more than four withdrawals be made in a year, all subsequent withdrawals will be subject to a 50-day interest charge on the amount withdrawn. Interest is paid annually or monthly. |
Easy access. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid annually or monthly. | Easy access. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. The maturity date is 30/11/2025. On maturity, the account is transferred to the Maturity Access ISA. Interest is paid annually and on maturity. | 1 withdrawal permitted per account year (1st January to 31st December). Additional withdrawals will result in a lower rate of interest equivalent to the Chorley Cash ISA account rate for the rest of the account year, currently paying 2.50% AER. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on the 5th April each year. | Maximum of three easy access withdrawals allowed per calendar year. The rate will decrease to 2.00% AER if there is four or more withdrawals. Transfers in are allowed. This is not a flexible ISA. This is not a portfolio ISA. Interest is paid on 11 March each year or on the last day of each month.. |
| Financial Services Compensation Scheme | Own Licence | Own Licence | Own Licence | Own Licence | Shared Licence (Clydesdale Bank) |
Source: SavingsChampion.co.uk: Updated 29/09/2023
