Saving For Your Future > Savings Best Buy Tables > Best Easy Access Cash ISAs in the UK

Best Easy Access Cash ISAs in the UK

By Damien Fahy
2 min Read Published: 19 Dec 2024

The best Easy Access Cash ISAs from the whole UK Savings Market!

SavingsChampion.co.uk monitors the whole UK savings market (that's over 4,000 accounts) to bring together the best buys available.

The following savings best buy tables are also available:

Two ways to always ensure you get the best savings rate

  1. Bookmark this page and regularly check our best buy tables, such as the one below.
  2. You can also sign up to the FREE rate tracker email alert which will monitor savings account rates for you. You simply enter your email address and the names of the savings accounts you currently have. Then, not only will the system tell you if you are getting a good deal, but it will continuously monitor the market for you and email you when there are better deals out there than your existing account. When using the tool make sure you enter the correct balance for each of your accounts as some deals out there offer tiered rates - whereby the interest rate paid is dependent on your account balance.

Best Easy Access Cash ISAs

Plum* Moneybox Trading 212 Paragon Monument
Account name Plum Cash ISA Moneybox Cash ISA Trading 212 Cash ISA Double Access ISA Issue 7 Easy Access Cash ISA
AER 4.93% 4.92%  4.90% 4.80%

4.76%
Minimum opening balance £100 £500 £1 £1,000

£1,000
How to manage the account Mobile Banking

Mobile Banking

 Mobile Banking, Online Online

Mobile Banking
How to apply Mobile

Mobile

 Online Online

Mobile
Summary Easy Access. Up to three withdrawals can be made within a 12-month period from the date of opening the Cash ISA without affecting the interest rate. If your balance drops below £100 or you make four or more withdrawals, a lower rate of 2.50% will be applied for the remainder of the 12-month period. Rate includes a 1.39% bonus rate for the first 12-months.

Easy Access. Up to three withdrawals can be made within a 12-month period from the date of opening the Cash ISA without affecting the interest rate. If four or more withdrawals are made, a lower rate of 0.75% will be applied for the remainder of the 12-month period. Rate includes a 0.45% bonus rate for the first 12-months.

 Easy Access. Transfers in of existing funds are allowed. This ISA is flexible. Interest is paid daily. Upon 3rd withdrawal within an account year, the rate decreases to 1.25% AER/annual (1.24% monthly)

Easy access ISA. Interest is paid monthly.
Financial Services Compensation Scheme Shared Licence Own Licence Shared Licence Own Licence

Own Licence

Source: SavingsChampion.co.uk: Updated: 19/12/2024 

 

If a link has an * beside it this means that it is an affiliated link. If you go via the link Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. But as you can clearly see this has in no way influenced the above editorial. The following links can be used if you do not wish to help Money to the Masses or take advantage of the exclusive Money to the Masses offers - Plum,  AJ Bell

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