Best Easy Access Cash ISAs in the UK

The best Easy Access Cash ISAs from the whole UK Savings Market!

SavingsChampion.co.uk monitors the whole UK savings market (that's over 4,000 accounts) to bring together the best buys available.

The following savings best buy tables are also available:

• Best High Interest Current Accounts
• Best Easy Access Savings Accounts 
• Best Fixed Rate Bonds
• Best Fixed Rate ISAs
• Best Notice Savings Accounts
• Best Regular Savings Accounts
• Best Children’s Savings Accounts
• Best Cash Lifetime ISAs
• Best Cash Junior ISAs
• Best Notice Cash ISAs

Two ways to always ensure you get the best savings rate

1. Bookmark this page and regularly check our best buy tables, such as the one below.
2. You can also sign up to the FREE rate tracker email alert which will monitor savings account rates for you. You simply enter your email address and the names of the savings accounts you currently have. Then, not only will the system tell you if you are getting a good deal, but it will continuously monitor the market for you and email you when there are better deals out there than your existing account. When using the tool make sure you enter the correct balance for each of your accounts as some deals out there offer tiered rates - whereby the interest rate paid is dependent on your account balance.

Best Easy Access Cash ISAs

	Plum*	Moneybox	Trading 212	Monument	Mansfield Building Society
Account name	Plum Cash ISA	Moneybox Cash ISA	Trading 212 Cash ISA	Easy Access Cash ISA	Double Access Cash ISA
AER	5.06%	5.00%	4.90%	4.76%	4.75%
Minimum opening balance	£100	£500	£1	£1,000	£1
How to manage the account	Mobile Banking	Mobile Banking	Mobile Banking, Online	Mobile Banking	Post, Branch
How to apply	Mobile	Mobile	Online	Mobile	Post, Branch
Summary	Easy Access. Up to three withdrawals can be made within a 12-month period from the date of opening the Cash ISA without affecting the interest rate. If your balance drops below £100 or you make four or more withdrawals, a lower rate of 2.50% will be applied for the remainder of the 12-month period. Rate includes a 1.39% bonus rate for the first 12-months.	Easy Access. Up to three withdrawals can be made within a 12-month period from the date of opening the Cash ISA without affecting the interest rate. If four or more withdrawals are made, a lower rate of 0.75% will be applied for the remainder of the 12-month period. Rate includes a 0.45% bonus rate for the first 12-months.	Easy Access. Transfers in of existing funds are allowed. This ISA is flexible. Interest is paid daily.	Easy access ISA. Interest is paid monthly. No transfers	Interest is paid annually on 5 April. 2 penalty-free withdrawals, additional withdrawals are subject to the loss of 90 days interest on the amount withdrawn
Financial Services Compensation Scheme	Shared Licence	Own Licence	Shared Licence	Own Licence	Own Licence

Source: theprivateoffice.com: Updated:17/01/2025 

 

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