The best Easy Access Cash ISAs from the whole UK Savings Market!
SavingsChampion.co.uk monitors the whole UK savings market (that's over 4,000 accounts) to bring together the best buys available.
The following savings best buy tables are also available:
- High Interest Current Accounts
- Easy Access
- Fixed Rate Bonds
- Fixed Rate ISAs
- Notice Accounts
- Regular Savings
- Children’s Accounts
- Cash Lifetime ISAs
- Cash Junior ISAs
- Notice Cash ISAs
Two ways to always ensure you get the best savings rate
- Bookmark this page and regularly check our best buy tables, such as the one below.
- You can also sign up to the FREE rate tracker email alert which will monitor savings account rates for you. You simply enter your email address and the names of the savings accounts you currently have. Then, not only will the system tell you if you are getting a good deal, but it will continuously monitor the market for you and email you when there are better deals out there than your existing account. When using the tool make sure you enter the correct balance for each of your accounts as some deals out there offer tiered rates - whereby the interest rate paid is dependent on your account balance.
Best Easy Access Cash ISAs
| Trading 212 | The Tipton & Coseley Building Society | Principality Building Society | Newcastle Building Society | Plum* | |
| Account name | Trading 212 Cash ISA | Single Access ISA (Mobile App Account) | Online Bonus 5 Access Cash ISA | Single Access ISA (Issue 1) | Plum Cash ISA |
| AER | 5.20% |
5.01% |
5.00% |
5.00% |
4.92% |
| Minimum opening balance | £1 |
£1,000 |
£1 |
£1 |
£100 |
| How to manage the account | Mobile Banking, Online |
Mobile Banking |
Online |
Branch, Online, Post, Telephone |
Mobile Banking |
| How to apply | Online |
Mobile |
Online |
Branch, Online |
Mobile |
| Summary | Easy Access. Transfers in of existing funds are allowed. This ISA is flexible. Interest is paid daily. | Open and operate via the Tipton App only. Withdrawals are limited to one each calendar year. After your one withdrawal, 60 days interest will be lost on the amount withdrawn. Transfers in are allowed. | Five withdrawals permitted each tax year, but the ISA can be closed or transferred at any time. Rate includes a variable 1.45% bonus for the first 12 months. Transfers in are allowed. This ISA is flexible. | Easy Access. 1 withdrawal permitted each anniversary year, Interest rate of 5% paid on anniversary of account opening, Interest rate will drop to 2.9% upon making 2 or more withdrawals. |
The rate of 4.92% AER includes a bonus of 0.88% for the first 12 months, providing the following conditions are met: The account balance is kept at £100 or more and you have no more than 3 withdrawals in a single year. |
| Financial Services Compensation Scheme | Shared Licence | Own Licence | Own Licence | Shared Licence |
Shared Licence |
Source: SavingsChampion.co.uk: Updated 06/09/2024
If a link has an * beside it this means that it is an affiliated link. If you go via the link Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. But as you can clearly see this has in no way influenced the above editorial. The following links can be used if you do not wish to help Money to the Masses or take advantage of the exclusive Money to the Masses offers - Plum, Chip.
