Using Credit

Credit card repayment calculator

We have partnered with the Money Advice Service to bring you a credit card repayment calculator that will help you clear your credit card debt….

GO

Bankruptcy rules set to change – good news for those in debt

Bankruptcy rules set to change – good news for those in debt There is some goods news for those struggling with debt as the the…

GO

How child maintenance arrears may affect your future credit rating

How child maintenance arrears may affect your future credit rating Parents who fall behind with child maintenance payments could be refused credit under new Government…

GO

Can a creditor obtain information about my finances?

Reader question: Can a creditor obtain information about my finances? If you are in arrears or refuse to pay a debt there are some actions…

GO

What is a Logbook loan and why you should avoid them

Logbook loans – what are they and why you should avoid them Citizen Advice has recently a launched a campaign to raise awareness of logbook…

GO

Reader Q: Will my new partner’s bad credit rating affect mine?

GO

How to get a mortgage with a poor credit rating

People automatically assume that if you have a poor or adverse credit history, or have ever been made bankrupt, you can not get a mortgage….

GO

5 things to check on any 0% balance transfer credit card offer

0% balance transfer cards can be a useful tool when trying to tackle debt (here is a roundup of the best 0% transfer credit cards…

GO

The size of the UK personal debt problem exposed

Will we ever jump off the debt treadmill? Last week The Money Charity released its latest figures on the level of personal debt in the…

GO

Reader Q: Will unused overdrafts affect my chance of getting a mortgage?

Reader question: I am currently trying to save ahead of moving house later this year. I was very interested in your article “How to earn…

GO