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Using Credit

Credit Report, Using Credit

Can you use Buy Now, Pay Later with no credit check?

By Joel Kempson
6 min Read 15 Nov 2024
Most Buy Now, Pay Later (BNPL) schemes require a ‘soft’ credit check, which means signing up will not leave a...

Motoring, Using Credit

Buying a car: what are the best finance options?

By Damien Fahy
8 min Read 22 Oct 2024
Buying a car is a big financial commitment. With lots of people unable to afford to buy one outright, many...

Using Credit

LOQBOX Save Review - Should you use it to improve your credit score?

By Lauren Burrows
7 min Read 12 Sep 2024
LOQBOX was founded by Tom Eyre and Gregor Mowat having grown frustrated with the lack of help and support that...

Loans

What is a credit union?

By Liam Fahy
2 min Read 11 Dec 2024
When looking to raise finance, high street lenders are normally a natural choice. However, credit unions can be a viable alternative, possibly providing cheaper lending and at the same time...

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You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation. Leadenhall Learning (owner of Money to the Masses, 80-20 Investor and Damien’s Money MOT) and its staff do not accept liability for any loss suffered by readers as a result of any such decisions or their use of any information on this site. See full Terms & Conditions, Privacy Policy and Disclaimer.

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Past performance is no guarantee of future results. Funds invest in shares, bonds, and other financial instruments and are by their nature speculative and can be volatile. You should never invest more than you can safely afford to lose. The value of your investment can go down as well as up so you may get back less than you originally invested.

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**51% of consumers could save £523.47 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next six cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier. 51% of consumers could save £222.30 on their Home Building & Contents Insurance. The saving was calculated by comparing the cheapest price found with the average of the next fourteen cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2024. The savings you could achieve are dependent on your individual circumstances. You could pay from £3.35 per month for Pet Insurance. Price per month for cover based on a dog, Penelope, aged 4 months, no known medical conditions, up-to-date vaccinations, and microchipped. Based on quote data provided by Seopa Ltd during August 2024. The quote price you could achieve is dependent on your individual circumstances.

Leadenhall Learning Limited (trading as Money to the Masses) is an introducer appointed representative of Seopa Limited which is authorised and regulated by the Financial Conduct Authority.

Leadenhall Learning Limited (trading as Money to the Masses) is an appointed representative of Wealthify Limited which is authorised and regulated by the Financial Conduct Authority. Money to the Masses acts as an appointed representative for the purpose of promoting Wealthify products and introducing customers to Wealthify.

Leadenhall Learning Limited (trading as Money to the Masses) is an Introducer Appointed Representative of Creditec Limited who is acting as a credit broker and not a lender and which is Authorised and Regulated by the Financial Conduct Authority (FRN: 972716)
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