Habito Review: The best online mortgage broker for you?
Who is Habito and what does it do? You may already manage your pensions, investments and bank account online, so why not your mortgage? Habito…
Mortgages
How to release equity in your home – Equity release mortgages explained
How to release money from your house – Equity release explained With property prices increasing year on year there are many older homeowners, living on…
How to get a self-employed mortgage
Self Employed mortgage advice There is no doubt that obtaining a mortgage is harder now than it ever has been and this is particularly so…
What do you need to apply for a mortgage?
What documents you need to apply for a mortgage? It does vary from lender to lender and based on your circumstances, but broadly here is…
How long should you fix your mortgage rate for?
When should you fix your mortgage? I’m often asked by clients ‘Should I fix my mortgage?’ or ‘How should I fix my mortgage for?’ Even…
Why arranging a second mortgage may get a lot harder
Why arranging a second mortgage may get a lot harder The Financial Conduct Authority (FCA) has recently announced that it plans to regulate the second…
How to get a mortgage under the new mortgage rules
The new mortgage rules which came into effect in April 2014 have had a big impact on the mortgage market, in particular on how to…
How to get a mortgage with a poor credit rating
People automatically assume that if you have a poor or adverse credit history, or have ever been made bankrupt, you can not get a mortgage….
Interest rate rise – How mortgage borrowers should prepare
This week I was asked by a national newspaper how mortgage borrowers should prepare for an interest rate rise. This was sparked by Mark Carney,…
How much will the average mortgage repayment go up by when interest rates rise?
Latest research published in the Daily Mail suggests that ‘Millions face becoming ‘mortgage prisoners’ as interest rate rises to just 3% would make loans unaffordable’….
What are the tax implications when changing a buy-to-let mortgage from interest only to repayment?
Reader Question I have a buy to let property on a interest only mortgage, I was wondering what are the tax implications if I move…