Mortgages

In this article, we explain what you should consider before switching to an interest-only mortgage, how it will affect your monthly mortgage payment and alternative ways to reduce your mortgage...

What is a 60% LTV mortgage? A 60% loan-to-value (LTV) mortgage is one which provides a mortgage loan that covers 60% of the value of the property being purchased. The...

What is a 90% LTV mortgage? A 90% LTV (loan-to-value) mortgage means borrowing 90% of the value of a property, with the remaining 10% coming from a deposit or equity...

Approximately 1.6m UK homeowners will reach the end of their fixed-rate mortgage deals over the year 2024, at a time when interest rates remain higher than those that most borrowers...

In this article, we compare fixed-rate and tracker mortgages to work out which one is best for your particular circumstances. We look at the pros and cons of each mortgage...

Higher interest rates and increasing house prices have made it difficult for first-time buyers to get on the property ladder in recent years. For many first-time homebuyers, seeking help from...

If you are in receipt of state benefits then getting a mortgage may feel unachievable but there are ways to make buying a home possible. In this article we explain...

If you are a first-time homebuyer looking for an alternative way to get on the property ladder, you may have come across guarantor mortgages. Guarantor mortgages provide many borrowers a...