Fixed-rate mortgages are by far the most popular mortgage products in the UK, with borrowers choosing them for the stability and peace of mind they offer. They are particularly attractive...
What is a 95% LTV mortgage? A 95% loan-to-value mortgage - or 95% LTV mortgage - means borrowing 95% of the value of the property you are buying. With this...
What is a 60% LTV mortgage? A 60% loan-to-value (LTV) mortgage is one which provides a mortgage loan that covers 60% of the value of the property being purchased. The...
What is a 90% LTV mortgage? A 90% LTV (loan-to-value) mortgage means borrowing 90% of the value of a property, with the remaining 10% coming from a deposit or equity...
How much do you need to earn to get a £100k mortgage? Lenders have different criteria for how much you need to earn in order to get a £100,000 mortgage....
When considering whether to take out a long-term fixed-rate mortgage deal, borrowers need to balance the benefit of having certainty on their repayments with the reality they could end up...
In this article I explain what a mortgage early repayment charge is. I also explain how it works, how much it is and how to avoid paying an early repayment...
In this article, we explain what you should consider before switching to an interest-only mortgage, how it will affect your monthly mortgage payment and alternative ways to reduce your mortgage...
In this article, we review online mortgage broker Tembo*, a service that offers a number of mortgage solutions for first-time buyers who struggle to get onto the property ladder. We...
Homeowners have taken advantage of record-low mortgage rates in recent years to remortgage and move to cheaper repayments or release much-needed cash locked up in their property. However, rising interest...
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