The best Easy Access savings accounts from the whole UK Savings Market!
SavingsChampion.co.uk monitors the whole UK savings market (that's over 4,000 accounts) to bring together the best buys available.
The following savings best buy tables are also available:
- Best High-Interest Current Accounts
- Best Fixed Rate Bonds
- Best Variable Rate ISAs
- Best Fixed Rate ISAs
- Best Notice Savings Accounts
- Best Regular Savings Accounts
- Best Children’s Savings Accounts
- Best Cash Lifetime ISAs
- Best Junior Cash ISAs
- Best Easy Access Cash ISAs
- Best Notice Cash ISAs
Two ways to always ensure you get the best savings rate
- Bookmark this page and regularly check our best buy tables, such as the one below.
- You can also sign up to the FREE rate tracker email alert which will monitor savings account rates for you. You simply enter your email address and the names of the savings accounts you currently have. Then, not only will the system tell you if you are getting a good deal, but it will continuously monitor the market for you and email you when there are better deals out there than your existing account. When using the tool make sure you enter the correct balance for each of your accounts as some deals out there offer tiered rates - whereby the interest rate paid is dependent on your account balance.
Best Easy Access Savings accounts
| Raisin | Principality | Atom Bank | Ulster Bank | Chip | |
| Account name | Easy Access Account (Provided by Monument) | Online Bonus Triple Access Issue 4 | Instant Saver Reward | Loyalty Saver | Chip Easy Access Saver* |
| AER |
4.87% |
4.85% | 4.85% | 4.75% |
4.50% |
| Gross Interest Rate |
4.76% |
4.85% | 4.75% | 4.75% |
3.82% |
| Minimum opening balance |
£1,000 |
£1 | £1 | £5,000 |
£1 |
| How to manage the account |
Online |
Online | Mobile Banking | Branch, Mobile Banking, Online, Telephone |
Mobile Banking |
| How to apply |
Online |
Online | Mobile | Branch, Mobile, Online, Telephone |
Mobile |
| Financial Services Compensation Scheme |
Own Licence |
Own Licence | Own Licence | Shared Licence |
Shared Licence |
Source: SavingsChampion.co.uk: Updated 15/11/2024
If a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. The following link can be used if you do not wish to help Money to the Masses or take advantage of any exclusive offers - Chip