The best Easy Access Cash ISAs from the whole UK Savings Market!
theprivateoffice.co.uk monitors the whole UK savings market (that's over 4,000 accounts) to bring together the best buys available.
The following savings best buy tables are also available:
- Best High Interest Current Accounts
- Best Easy Access Savings Accounts
- Best Fixed Rate Bonds
- Best Fixed Rate ISAs
- Best Notice Savings Accounts
- Best Regular Savings Accounts
- Best Children’s Savings Accounts
- Best Cash Lifetime ISAs
- Best Cash Junior ISAs
- Best Notice Cash ISAs
Ways to always ensure you get the best savings rate
- Bookmark this page and regularly check our best buy tables, such as the one below.
- Work out your priorities - do you need access to your money or can you lock it away for potentially greater returns?
Get 4.76% (AER Variable) with the Trading 212 Cash ISA
Earn 4.76% (AER Variable) with the Trading 212 Flexible Cash ISA:
- 3.60% AER (variable tracker) + 1.16% 12 month boost
- Flexible - withdraw anytime
- Completely free - no account fees
- T&Cs and eligibility criteria apply
Best Easy Access Cash ISAs
| Provider | Trading 212* | Moneybox | Plum* | Atom Bank | Tembo Money* |
| AER | 4.76% | 4.75% | 4.60% | 4.25% | 4.00% |
| Bonus rate (if applicable) | 1.16% | 1.30% | 2.06% | n/a | n/a |
| Bonus rate period | 12 months | 12 months | 12 months | n/a | n/a |
| Rate after bonus period expires | 3.60% | 3.45% | 2.54% | n/a | n/a |
| Account name | Easy Access Cash ISA | Easy Access Cash ISA | Cash ISA | Easy Access Cash ISA | Cash ISA |
| Minimum opening balance | £1 | £500 | £1 | £0 | £10 |
| Is it a flexible ISA | Yes | No | Yes | No | No |
| How to manage the account | Mobile Banking, Online | Mobile Banking, Online | Mobile Banking | Mobile | Mobile Banking |
| How to apply | Mobile, Online | Mobile, Online | Mobile | Mobile | Mobile |
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| Financial Services Compensation Scheme | Shared Licence | Own Licence | Shared Licence | Own Licence | Shared Licence |
Updated: 30/05/2026
If a link has an * beside it this means that it is an affiliated link. If you go via the link Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. But as you can clearly see this has in no way influenced the above editorial. The following links can be used if you do not wish to help Money to the Masses or take advantage of the exclusive Money to the Masses offers - Plum, Trading 212, Tembo Money, Hargreaves Lansdown
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