Saving For Your Future > Savings Best Buy Tables > Best Easy Access Cash ISAs in the UK

Best Easy Access Cash ISAs in the UK

By Damien Fahy
1 min Read Published: 04 Jun 2026

The best Easy Access Cash ISAs from the whole UK Savings Market!

theprivateoffice.co.uk monitors the whole UK savings market (that's over 4,000 accounts) to bring together the best buys available.

The following savings best buy tables are also available:

Ways to always ensure you get the best savings rate

  1. Bookmark this page and regularly check our best buy tables, such as the one below.
  2. Work out your priorities - do you need access to your money or can you lock it away for potentially greater returns?
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ISA rules apply. Includes a bonus of 1.16% for the first 12 months only for current tax year contributions. Cash ISA T&Cs apply. Trading 212 account required. Trading 212 is not a bank.

Best Easy Access Cash ISAs

Provider Trading 212* Moneybox Plum* Atom Bank Tembo Money*
AER 4.76% 4.75% 4.46% 4.25% 4.05%
Bonus rate (if applicable) 1.16% 1.30% 1.92% n/a n/a
Bonus rate period 12 months 12 months 12 months n/a n/a
Rate after bonus period expires 3.60% 3.45% 2.54% n/a n/a
Account name Easy Access Cash ISA Easy Access Cash ISA Cash ISA Easy Access Cash ISA Cash ISA
Minimum opening balance £1 £500 £1 £0 £10
Is it a flexible ISA Yes No Yes No No
How to manage the account Mobile Banking, Online Mobile Banking, Online Mobile Banking Mobile Mobile Banking
How to apply Mobile, Online Mobile, Online Mobile Mobile Mobile
Summary
  • Transfers in are not supported
  • Rate is variable
  • Bonus rate not available on transfers in
  • Transfers in allowed
  • Rate is variable
  • Headline rate of 4.46% for new customers only
  • Transfers in are allowed at a lower rate of 4.00% for new customers which includes a bonus rate of 1.46% for the first 12 months
  • Withdrawals allowed
  • Rate is variable
  • Transfers in from ISAs are not supported
  • Rate is variable
  • Transfers in are supported
  • Withdrawals allowed
  • Rate is variable
Financial Services Compensation Scheme Shared Licence Own Licence Shared Licence Own Licence Shared Licence

Updated: 04/06/2026

If a link has an * beside it this means that it is an affiliated link. If you go via the link Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. But as you can clearly see this has in no way influenced the above editorial. The following links can be used if you do not wish to help Money to the Masses or take advantage of the exclusive Money to the Masses offers -  Plum, Trading 212, Tembo Money, Hargreaves Lansdown

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