Key facts about the TSB Platinum Purchase credit card
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Best for: Those looking for a good introductory offer and who aren't bothered by the lack of perks
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Introductory offer: Interest-free for up to 18 months on balance transfers and up to 26 months for purchases
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Representative APR: 24.9%
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Fees: 3.49% balance transfer fee for the first 90 days
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Perks: No specific benefits or perks
Pros of the TSB Platinum Purchase credit card
- An equally impressive period of up to 18 months for balance transfers and up to 26 months for purchases, useful if you have existing debt but also need to continue spending
- There are no monthly fees
- Minimum £500 credit limit one of the better offers on the market
Cons of the TSB Platinum Purchase credit card
- The length of the introductory fee is subject to status and you might not be offered the full 18 or 25 months
- The 3.49% balance transfer fee may be a factor if you have a larger sum to move over
- It doesn't offer some of the perks that are available with other cards, such as discounts or cashback offers
How to manage your payments on the TSB Platinum Purchase credit card
You can manage your account through the TSB Mobile Banking app, online or in a TSB branch.
How to find out which credit card is best for you
Money to the Masses has partnered with Creditec* to help find the best credit card for you. By entering a few basic details, you will be able to see a tailored list of the best credit cards based on your individual circumstances. You can sort your results by the feature that interests you most, such as by card type, total fees or cashback offered. On top of this, the credit cards that have been pre-approved for you will be highlighted, meaning you can be more confident that you will be accepted if you apply. (Pre-approval does not guarantee acceptance and is still subject to additional lender checks). Your details will be used to conduct a soft credit search often referred to as an eligibility check, which means your credit score will not be affected. Click on this link to get started*.
How to apply for the TSB Platinum Purchase credit card
You can use TSB's online eligibility checker to see how likely you are to be successful without filling out a full application that could impact your credit score. Alternatively, you can apply at a TSB branch or through the TSB Mobile Banking app.
Alternatives to the TSB Platinum Purchase credit card
If a link has an * beside it this means that it is an affiliated link. If you go via the link Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. But as you can clearly see this has in no way influenced this independent and balanced review of the product.