Best investing apps in the UK – June 2026

Below, you'll find a detailed overview of each investing account we're comparing in this article. However, this table sums up the key features and fees of each account to help you compare them side by side.

J.P. Morgan Personal Investing (formerly Nutmeg) – good for investor offers

J.P. Morgan Personal Investing is an online robo-advisor and the UK's largest digital wealth manager with more than 200,000 clients. The fintech won the Boring Money Best Buy ISA award in 2023 and has been in operation for more than 10 years. J.P. Morgan Personal Investing has a 4.3 out of 5 score on Trustpilot based on more than 2,600 reviews. Below, we have outlined the key features and fees associated with a J.P. Morgan Personal Investing account.

• Minimum investment of £500 (£100 on a Junior ISA or Stocks and Shares Lifetime ISA)
• Choose between four investment styles, ‘Socially Responsible', ‘Fixed Allocation', ‘Smart Alpha portfolios', Thematic' or ‘Fully Managed'
• Invest in a Stocks & Shares ISA, Stocks & Shares Lifetime ISA, Junior ISA, Pension, General Investment Account
• FCA registered and money is protected by FSCS

J.P. Morgan Personal Investing fees

• No set-up, trading, transaction or exit fees
• Account management fees range from 0.25%-0.75% depending on portfolio type
• Investment funds fees ranging from 0.17% – 0.32% on average depending on fund type

Wealthify – good for competitive charges

Wealthify is an online saving and investing service that allows you to start investing from just £500. A handy app allows you to manage all your funds online, or you can opt for a managed fund where Wealthify experts manage everything for you. Wealthify has a 4.5 out of 5.0 score on Trustpilot based on more than 2,900 reviews.

Below, we have outlined the key fees and features associated with a Wealthify account.

• Invest from £1,000 (£500 for a Junior ISA)
• Choose to be a Cautious, Tentative, Confident, Ambitious or Adventurous investor
• Set investment goals
• Invest in a Stocks & Shares ISA, Junior ISA, Pension, General Investment Account
• Withdraw money from ISA and GIA accounts with no penalty
• FCA registered and money is protected by FSCS

Wealthify fees

• Annual management fee of 0.60%
• Fund charges (an average of 0.15% for original plans and 0.58% for ethical plans)

For more information on Wealthify read our independent Wealthify Review.

Moneyfarm* – good for tailored investing (1 year of no management fees)

Moneyfarm is an online investment platform headquartered in London. It offers a range of products such as ISAs, GIAs, and pensions. Moneyfarm has a score of 4.1 out of 5.0 on Trustpilot based on around 6,400 reviews.

Below, we have outlined the key features and fees associated with a Moneyfarm account.

• Minimum £500 investment
• Investment advice on hand
• Fully-managed portfolios
• Receive an investor profile tailored to you based on your investment knowledge, wealth and attitude to risk
• Invest with a Pension, Stocks & Shares ISA, Junior ISA and General Investment Account
• Offers a free pension drawdown service

Moneyfarm fees

• Management fee between 0.30% – 0.75%
• Annual average fund fee 0.20%
• Transaction costs up to 0.10%
• No setup fees and no trading fees

For more information on Moneyfarm read our independent Moneyfarm Review.

Plum* – good for beginners

Plum is a money app that serves more than 1.1 million investors. It offers both free and paid plans that come with a range of features including higher interest rates and commission-free trades. Plum has a Trustpilot score of 4.0 out of 5.0 based on more than 9,200 reviews.

Below, we have outlined the key features and fees associated with a Plum account.

• Invest from £1
• Get £5 cashback* with an active Plum account. Additional T&Cs apply.
• Invest in tech, ethical companies and emerging markets
• Invest with an ISA, General Investment Account or Pension
• Choice of up to 26 funds with varying risk levels, as well as 3,000 individual US stocks
• Plum is authorised and regulated by the FCA

Plum fees

• Access US stocks on the free basic plan
• A monthly fee starting from £3.99 is required to access mutual funds
• Platform fees range from 0.15% – 0.16% depending on the plan you choose
• Fund fees vary from 0.06% to 0.90%.

For more information on Plum read our Plum Review.

Quilter Invest* (formerly NuWealth / Wombat) – good for small investments

NuWealth (formerly known as Wombat) is an online investment platform that offers a variety of products such as an ISA, GIA, SIPP and JISA. Investors can start investing with just £10 with a range of stocks and ETFs on offer. It has a Trustpilot score of 4.2 out of 5.0 based on around 500 reviews.

Below, we have outlined the key features and fees associated with a Quilter Invest account.

• Invest with just £10 in ETFs and shares
• Tailor your investment portfolio based on your lifestyle and interests
• Save your spare cash with GB Bank-backed easy access and notice accounts
• Your money is FSCS-protected

Quilter Invest fees

• Standard GIA/ISA/JISA –  £2 per month subscription fee, 0.25% platform fee, 0.40% FX fee and 0.07% – 0.75% fund fee

For more information visit the Quilter Invest website. Capital at risk

AJ Bell Dodl* – good for interest on uninvested cash

AJ Bell Dodl is a low-cost investment app offering a range of ready-made themed funds. It has a 4.6 out of 5.0 score on Trustpilot based on more than 540 reviews.

Below, we have outlined the key features and fees associated with an AJ Bell Dodl account.

• Invest from £100 or £25 per month*
• Invest in a Stocks and Shares ISA, Pension, Lifetime ISA or General Investment account
• Currently pays 3.80% AER variable on uninvested cash
• Invest in AJ Bell funds, Themed Investments and UK/US Shares
• Provided by AJ Bell, one of the UK's largest investment platforms

AJ Bell Dodl fees

• Platform fee of 0.15% of the value of your investments, paid monthly (Minimum £1 per month)
• Fund provider fees (0.03% to 0.45%)
• FX fees between 0.25% – 0.75%

For more information on AJ Bell Dodl read our Aj Bell Dodl Review.

Freetrade* – good for investing in mutual funds

Freetrade allows you to invest in a range of stocks, ETFs and mutual funds and it doesn't charge any commission for buying and selling shares. It has a 4.3 out of 5.0 score on Trustpilot based on more than 7,300 customer reviews.

Below, we have outlined the key features and fees associated with a Freetrade account.

• No fees for basic investing accounts
• Open an account via Money to the Masses and deposit £50 to get a free share worth between £10 – £100*
• Invest in a GIA, Stocks & Shares ISA or SIPP
• Access 1,000+ mutual funds
• Authorised and regulated by the FCA
• FSCS protection
• Buy US, UK and European stocks and ETFs

Freetrade fees

• Free basic trades
• Free instant trades
• Free Stocks and Shares ISA & SIPP
• FX fees range between 0.39% to 0.99%
• Freetrade Plus account option for £11.99 a month which gives access to lower FX fees and pays 3.5% interest on cash held (up to a maximum of £3,000)

For more information on Freetrade read our Freetrade Review.

Trading 212 – good for low FX fees

Trading 212 is an online investment platform that offers commission-free investment options. FX fees are just 0.15%. Trading 212 has a 4.6 out of 5.0 rating on Trustpilot with around 92,000 reviews.

Below, we have outlined the key features and fees associated with a Trading 212 account.

• Free trading
• Large choice of assets
• Useful video guides
• Authorised and regulated by the FCA
• FSCS protection
• Buy US and UK stocks and ETFs

Trading 212 fees

• Free trades
• Free ISA
• Free deposits via bank transfer
• Free deposits via credit/debit card up until £2,000 (0.70% fee thereafter, free with CFD accounts)
• 0.50% currency conversion charge for Trading 212 CFD account
• 0.15% currency conversion charge for Trading 212 Invest and ISA account

For more information on Trading 212 read our Trading 212 Review.

eToro – good for copying other traders

eToro is a multi-asset platform with 30 million users around the world. It gives investors access to various assets including 20 global stock exchanges. eToro has a score of 4.2 out of 5 based on more than 32,000 reviews.

Below, we have outlined the key features and fees associated with an eToro account.

• Invest from $10 (minimum initial deposit is $100)
• Invest in stocks and cryptocurrencies
• Replicate other traders with the CopyTrader feature
• Create ‘dummy' trades in a practice account with the Virtual Portfolio
• Free investment insurance
• FCA regulated

eToro fees

• Currency conversion fee
• $5 withdrawal charge
• $10 a month inactivity fee after 12 months
• Spread fees vary depending on the instrument used

For more information on eToro read our eToro Review.

Moneybox – good for investing your spare change

Moneybox is an award-winning money app that has been around since 2016. It offers a range of products including ISAs and pensions. There are plenty of educational resources as well as free tools to help you understand your finances and investment choices. Moneybox has a Trustpilot score of 4.4 out of 5 based on more than 4,500 reviews.

Below, we have outlined the key features and fees associated with a Moneybox account.

• Invest from £1
• Invest your spare change using the 'round-up' function
• Choose between ‘cautious', ‘balanced' and ‘adventurous' risk levels
• Invest in simple tracker funds
• FCA registered and money is protected by FSCS
• Invest in a Stocks & Shares ISA, Stocks & Shares Lifetime ISA, Pension, General Investment Account, Junior ISA, Socially Responsible Fund
• Save in a Cash ISA, Cash Lifetime ISA, Simple Saver, 32, 90 day, 95 day or 1 year fixed rate

Moneybox fees

• A monthly fee of £1 if investing
• Annual charge of 0.45% of investment value
• Additional fund management charges 0.05% – 0.69%
• 0.45% currency conversion fee
• No fees to save with Moneybox

For more information on Moneybox read our Moneybox Review

These are just a few of the investing apps available on the market at the moment. If you do not like the look of any of the above investment apps, other investment platforms such as AJ Bell, Bestinvest, Interactive Investor, Hargreaves Lansdown, Vanguard and many others also offer apps for investors to use.

For more information on the best investment platforms and their fees, see our Best Buy Tables.

When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.

If a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use. The following link can be used if you do not wish to help Money to the Masses or take advantage of any exclusive offers –  Moneyfarm, Plum, Freetrade, Dodl