5 min Read
12 Aug 2019

The 6 best Stocks and Shares ISAs

best Stocks and Shares ISAs

The 6 best Stocks and Shares ISAs

In this article, we compare the best and cheapest Stocks and Shares ISAs and reveal our best buys, based on cost, investment choice and ease of use.

To make things simple we have split our best buy list into two categories based on whether you want to manage your money yourself or whether you'd prefer to let someone manage it for you.

One of the best ways to maximise your Stocks and Shares ISA investment returns is to keep any costs low which is why this is a crucial factor in our best buy lists below. These lists are a subset of our larger Stocks and Share best-buy list.

Best Buy Stocks and Shares ISAs - if you want someone to manage your money for you

If you want someone to manage your money for you then below you will find our top 3 best buy Stocks and Shares ISAs.

If you want to find out a little more about the providers then click on the provider name for our unbiased review and if you want to take advantage of the offers mentioned in the table, then simply click on the offer within the review.

Provider Good for Portfolios Minimum Investment Fees * Exclusive Offer
Wealthsimple Those looking to invest smaller amounts 9 £1 0.70% 1st £10,000 managed for free for the​ first year
Nutmeg Those looking for low cost 10 £500 0.45% No management fees for the first 12 months
Moneyfarm Those looking for simple, hassle-free investing 7 £500 0.70% N/A

* The fee percentage indicated in the table is based on an investment of £20,000. To see a full breakdown of the fees, click on the provider to see our independent review.

Prefer to see the full list of providers? Check out our complete best buy list

Best Buy Stocks and Shares ISAs - if you want to manage your money yourself

If you want to manage your money yourself then below you will find our top 3 best buy Stocks and Shares ISAs.

If you want to find out a little more about the providers then click on the provider name for our unbiased review.

Provider Good for Ease of use Minimum Investment Fees * Exit fees
Interactive Investor Those with larger portfolios Easy £25 £120 - £240 per year N/A
AJ Bell Those looking for low cost Easy £25 0.25% £25
Fidelity Those with smaller portfolios Average £50 0.35% N/A

* The fee percentage indicated in the table is based on an investment of £20,000. To see a full breakdown of the fees, click on the provider to see our independent review.

Prefer to see the full list of providers? Check out our complete best buy list

Stocks and Shares ISA - Frequently Asked Questions

Below we list the questions we get asked the most in relation to Stocks and Shares ISAs (also known as investment ISAs)

How do I find the cheapest investment ISA platform for my portfolio size?

Our article Compare the best (and cheapest) investment ISA platforms focuses heavily on cost and provides comparison tables and best buys for a number of scenarios and portfolio sizes.

Am I guaranteed to make money by investing in a Stocks and Shares ISA?

No. The value of your Stocks and Shares ISA can go up as well as down. Investing isn't for everyone and so it is important that you understand the risks involved. Most providers will ask you to complete a risk questionnaire to determine your attitude to risk before you open an account. If you are investing for less than 5 years then you may be better off considering a Cash ISA. Check out our article Where should I invest my ISA allowance? if you are unsure.

Written by Damien

Damien is one of the most widely quoted money and investment experts in the national press and has made numerous radio & TV appearances. He created MoneytotheMasses.com while working in the City when he became disillusioned with the way the public were left to fend for themselves because they could not afford financial advice.

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