Money tip #200 – Only take cash shopping (and why)

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£20 notes Well I’ve made it to my 200th Money tip and there’s plenty more to come. But to celebrate this milestone I ran a competition offering readers the chance to win a £20 Amazon voucher for the best suggestion for my 200th tip. I received lots of entries via email, facebook and twitter but there can only be one winner.

So congratulations to Linda Cartlidge! Her money tip was:

Cash is King!Only take cash shopping – you have to stick to your budget – it’s much easier to overspend with a debit or credit card as the payment is ‘invisible’. It’s also much easier to talk discounts if you are waving cash in your seller’s face!

And here are two of the best entries received via Twitter.


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Thanks again to all those entered and keep an eye out for more competitions in the future.

Fix your finances in just 5 mins a day!

30 Day Money Plan

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“All the help you’ll ever need to sort out your finances!”

“Best personal finance book I have ever read!”

“I can’t emphasise enough just how good this book is. This is not one of those books that is full of waffle and over-hyped nonsense, it is a well researched, well written and extremely well put together money saving plan.”

“Buy it, read it and do what it says and I guarantee the book will have paid for itself before the end of the first chapter.”


 - normal price £4.95


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About Damien

Damien is one of the most widely quoted money and investment experts in the national press and has made numerous radio appearances. He created while working in the City when he became disillusioned with the way the public were left to fend for themselves because they could not afford financial advice.In 2014, after publishing his first book '30 Day Money Plan - Fix your finances in just 5 minutes a day' Damien quit his day job to focus his efforts on

Thoughts on "Money tip #200 – Only take cash shopping (and why)"

  1. Heather Collin | SoSwitch November 20, 2012 at 8:50 pm

    This is an interesting tip and definitely can apply it to my own habits. My dad used to call me the Queen as I never carried cash but I always find myself over spending and using my debit card for really small spends which all added up.
    I still use cards for the majority of my items but I am more likely to stick to budget if I have cash in my purse.