Disclaimer

Disclaimer

Watching out for your money

MoneytotheMasses.com is designed to help you make the most of your money. While we offer plenty of information and ideas on how to do this, the power to act on this information, and the responsibility that comes with it, lies with you.
Following that, this disclaimer protects you as much as it does us. So below we set out some key points you should bear in mind when using our site. These incorporate the terms and conditions of our service and should be read in conjunction with them.

Your money, your decision
The material on this site, associated pages / channels / accounts and any correspondence are for general information only and do not constitute investment, tax, legal or other form of advice. You should not rely on this information to make (or refrain from making) any decisions. It is not, and should not be construed as, financial or other professional advice and should be used as a starting point for doing your own independent research. Always obtain independent, professional advice for your own particular situation

Exclusion of liabilities
MoneytotheMasses.com does not guarantee the accuracy, veracity, or completeness of any information provided on our sites, and we will not be responsible for any errors or omissions in articles or postings, or for links embedded in messages. MoneytotheMasses.com will not be liable for any loss or damage caused by a reader's reliance on information obtained in our area, or in a hyperlinked area.
Nothing in this disclaimer excludes or limits MoneytotheMasses.com’s liability for death or personal injury caused by its proven negligence, or excludes or limits our duties or any liability under any applicable law.

Terms of service violations
Please notify us immediately if you have been harassed in any manner or you feel that anything is in violation of the terms and conditions of our service. In the case of a question, answer, review, comment, tip or other piece of user-generated content, please use the ‘report’ button displayed bottom-right of every message. In the case of a profile, please contact us. Please note it is advisable not to include your email address or other personal or contact details in the text of any post.

Data and analysis
In the material we make available on our site, we rely on a wide variety of sources and other websites. We believe these sources of data to be accurate and reliable, but sometimes they may not be. MoneytotheMasses.com makes no claims or representations as to the accuracy, completeness, or truth of any material contained on our site. Nor is MoneytotheMasses.com liable for any errors or delays in the content or transmission of the data on our site.

Our advertisers and sponsors
Our site and email products include third-party advertisements. The appearance of an advert does not mean that we endorse the advertiser's goods or services. While we will not knowingly run an advert that is untrue, MoneytotheMasses.com is not responsible for the accuracy of any advertising material or the usefulness of an advertised product or service.

In our various product comparison centres, we may feature a number of providers that have paid MoneytotheMasses.com to promote their services to you. We do not recommend one over another and these areas are not intended to be an exhaustive list of all providers of a particular financial product. It is up to you to decide whether what they offer is right for you. You can find more detailed information about our relationship with our sponsors in the disclosure documents for each of our product comparison centres

Please note that MoneytotheMasses.com has no control over the third party providers listed in our comparison centres. Accordingly, MoneytotheMasses.com specifically disclaims all liability for any damage or costs of any type arising out of or in any way connected with your use of a provider’s service or product included in our product comparison centres.

How this site works...

The material on the Money to the Masses website, 80-20 Investor, Damien’s Money MOT, associated pages, channels, accounts and any other correspondence are for general information only and do not constitute investment, tax, legal or other form of advice.

You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation. Leadenhall Learning (owner of Money to the Masses, 80-20 Investor and Damien’s Money MOT) and its staff do not accept liability for any loss suffered by readers as a result of any such decisions or their use of any information on this site. See full Terms & Conditions, Privacy Policy and Disclaimer.

Money to the Masses is a journalistic website and aims to provide the best personal finance guides, information, tips and tools, but we do not guarantee the accuracy of these services so be aware that you use the information at your own risk and we can't accept liability if things go wrong.

We aim to give you accurate information at the date of publication, unfortunately price and terms and conditions of products and offers can change, so double check first. Leadenhall Learning, Money to the Masses, 80-20 Investor, Damien's Money MOT nor its content providers are responsible for any damages or losses arising from any use of this information. Always do your own research to ensure any products or services and right for your specific circumstances as our information focuses on rates not service.

Past performance is no guarantee of future results. Funds invest in shares, bonds, and other financial instruments and are by their nature speculative and can be volatile. You should never invest more than you can safely afford to lose. The value of your investment can go down as well as up so you may get back less than you originally invested.

We do not investigate the solvency of companies mentioned on our website. We are not responsible for the content on websites that we link to.

80-20 Investor tables and graphs are derived from data supplied by Trustnet. All rights Reserved.

If a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use.

**51% of consumers could save £523.47 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next six cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier. 51% of consumers could save £222.30 on their Home Building & Contents Insurance. The saving was calculated by comparing the cheapest price found with the average of the next fourteen cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2024. The savings you could achieve are dependent on your individual circumstances. You could pay from £3.35 per month for Pet Insurance. Price per month for cover based on a dog, Penelope, aged 4 months, no known medical conditions, up-to-date vaccinations, and microchipped. Based on quote data provided by Seopa Ltd during August 2024. The quote price you could achieve is dependent on your individual circumstances.

Leadenhall Learning Limited (trading as Money to the Masses) is an introducer appointed representative of Seopa Limited which is authorised and regulated by the Financial Conduct Authority.

Leadenhall Learning Limited (trading as Money to the Masses) is an appointed representative of Wealthify Limited which is authorised and regulated by the Financial Conduct Authority. Money to the Masses acts as an appointed representative for the purpose of promoting Wealthify products and introducing customers to Wealthify.

Leadenhall Learning Limited (trading as Money to the Masses) is an Introducer Appointed Representative of Creditec Limited who is acting as a credit broker and not a lender and which is Authorised and Regulated by the Financial Conduct Authority (FRN: 972716)
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