How to successfully invest £100,000 – keeping costs low

including our research as featured in The Telegraph

By downloading our guide you consent to receiving further information or research from MoneytotheMasses.com via email. Privacy Policy

The simple way to beat the market

If you want to invest while keeping costs low that means using a passive investment strategy. Our guide tells you how to invest successfully using a passive strategy to outperform the market. By downloading our guide you will discover:

  • What passive investing is and the types of investment you can hold
  • Two strategies to use to boost passive investing returns
  • Advanced ETF (Exchange Traded Fund) investment strategies
  • The easy way to run an active ETF portfolio
  • A simple actively managed ETF solution
  • The perfect passive ‘buy and forget’ portfolio – including the one fund everyone should hold

moneytothemasses.com as featured in

Why invest passively?

Why invest passively?

  • It can protect you from the pitfall of failing to correctly anticipate the market.
  • It is cheap – excessive costs have a huge impact on your eventual investment returns. £100,000 invested for 30 years would be worth £695,700 if growing at 7% per annum with an annual investment charge of 0.3% (typical of a passive fund such as an ETF). If that charge was 1.5% a year (typical of an active fund with a fund manager) your investment would be worth just £485,000. Over £200,000 less!
  • Investing passively is the simplest form of investing. You only need a small portfolio of passive funds spread across a range of assets.

 

The research behind this guide

This guide was written due to demand for an independent guide detailing how to use ETFs and index funds to not only invest passively but also successfully. Passive investments by their nature track market indicies, which means that they match their chosen market’s performance minus their fund charges. Yet it is still possible to make strategic decisions to outperform the market in the long term by holding a range of passive funds. The key is to know what to hold and when, yet it is simpler than most people realise.

The analysis that went into uncovering the perfect passive asset allocation and investment solutions contained in this guide took hundreds of hours to complete. For a limited time only we are giving FREE access to the research via this downloadable guide.

Damien helps to put you in control

Since 2010 I've been helping people with their personal finances for FREE. Every year we help over 2 million people but that's not enough. Help me help more people by sharing the site with your family, friends and colleagues.
- Damien Fahy, Founder

Download the guide

Fill in your email address to be sent a copy of the guide

  • Join over 30,000 people who receive our weekly newsletter full of money tips & the latest news that affects your finances. You can unsubscribe at any time. Privacy Policy
  • This field is for validation purposes and should be left unchanged.

How this site works...

The material on the Money to the Masses website, 80-20 Investor, Damien’s Money MOT, associated pages, channels, accounts and any other correspondence are for general information only and do not constitute investment, tax, legal or other form of advice.

You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation. Leadenhall Learning (owner of Money to the Masses, 80-20 Investor and Damien’s Money MOT) and its staff do not accept liability for any loss suffered by readers as a result of any such decisions or their use of any information on this site. See full Terms & Conditions, Privacy Policy and Disclaimer.

Money to the Masses is a journalistic website and aims to provide the best personal finance guides, information, tips and tools, but we do not guarantee the accuracy of these services so be aware that you use the information at your own risk and we can't accept liability if things go wrong.

We aim to give you accurate information at the date of publication, unfortunately price and terms and conditions of products and offers can change, so double check first. Leadenhall Learning, Money to the Masses, 80-20 Investor, Damien's Money MOT nor its content providers are responsible for any damages or losses arising from any use of this information. Always do your own research to ensure any products or services and right for your specific circumstances as our information focuses on rates not service.

Past performance is no guarantee of future results. Funds invest in shares, bonds, and other financial instruments and are by their nature speculative and can be volatile. You should never invest more than you can safely afford to lose. The value of your investment can go down as well as up so you may get back less than you originally invested.

We do not investigate the solvency of companies mentioned on our website. We are not responsible for the content on websites that we link to.

80-20 Investor tables and graphs are derived from data supplied by Trustnet. All rights Reserved.

If a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use.

**51% of consumers could save £523.47 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next six cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier. 51% of consumers could save £222.30 on their Home Building & Contents Insurance. The saving was calculated by comparing the cheapest price found with the average of the next fourteen cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from August 2024. The savings you could achieve are dependent on your individual circumstances. You could pay from £3.35 per month for Pet Insurance. Price per month for cover based on a dog, Penelope, aged 4 months, no known medical conditions, up-to-date vaccinations, and microchipped. Based on quote data provided by Seopa Ltd during August 2024. The quote price you could achieve is dependent on your individual circumstances.

Leadenhall Learning Limited (trading as Money to the Masses) is an introducer appointed representative of Seopa Limited which is authorised and regulated by the Financial Conduct Authority.

Leadenhall Learning Limited (trading as Money to the Masses) is an appointed representative of Wealthify Limited which is authorised and regulated by the Financial Conduct Authority. Money to the Masses acts as an appointed representative for the purpose of promoting Wealthify products and introducing customers to Wealthify.

Leadenhall Learning Limited (trading as Money to the Masses) is an Introducer Appointed Representative of Creditec Limited who is acting as a credit broker and not a lender and which is Authorised and Regulated by the Financial Conduct Authority (FRN: 972716)
As seen on:
© 2024 Leadenhall Learning