If you are having a problem managing your debts you may be tempted by an advert for a debt management company, which are regularly in newspapers and on television. These...
Lending can be a way to put your money to work and grow your wealth, but it can seem complicated and risky to beginners. Peer-to-peer lending platforms aim to eliminate...
A personal loan can be used for most expenses, with a few important exceptions. You are free to spend the money you borrow on a holiday, a car or home...
Personal Contract Purchase (PCP) is a type of car finance that allows you to spread the cost of the purchase over a period of time, before giving you the opportunity...
Finding out your loan application has been rejected can be frustrating and demoralising. You may have spent a long time trying to get your finances in shape or dedicated your...
Paying off a personal loan early may seem like the logical and responsible step to make, if you have the savings available. However, it is important to think about the...
Choosing the best type of loan for you can be challenging. Comparing the interest rate, repayment period, terms and conditions as well as considering whether your credit history means you...
In some cases, doubling the number of applicants can boost your borrowing power, help you get a better deal and share the burden of repayments. Alternatively, your fellow borrower could...
Secured loans are different to unsecured loans because the borrower is required to put up an asset as security. You will still need to repay the money you borrow –...
Hire Purchase (H.P.) is a way of buying a car or other vehicle and paying in monthly instalments. It is a popular option for buying cars, but may not be...
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