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See if your portfolio can withstand the next market crash?
The stress test tool is just one of the tools created for 80-20 Investor members which we are giving away free for a limited time only. 80-20 Investor is a DIY investment service that empowers anyone to run their own fund portfolio of unit trusts, ,ETFs and investment trusts for the price of a cup of coffee a week.
How the stress test tool works
The stress test tool will instantly analyse your funds using the key statistical measures listed below to calculate how your portfolio might perform under periods of market stress.
- Sortino ratio
- Volatility
- Sharpe Ratio
- Frequency of negative returns
The tool also predicts how your portfolio might perform in each of the following scenarios which would all cause the stock market to fall by more than 10%:
- Scenario 1 – if central banks suddenly withdraw their support from the market
- Scenario 2 – if concerns over Chinese or global economic growth panics the market again
- Scenario 3 – if a new banking crisis emerges
Each fund (as well as your portfolio) receives an overall score which highlights the potential resilience to a new market sell-off.
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Why stress test your portfolio?
When equity markets are at or near all time highs the potential for a market fall is increasingly likely. The largest investment banks and financial institutions routinely perform stress test scenarios to see how assets or markets will hold up.
Yet it has been impossible for DIY investors to stress test their portfolios in the same way. How can they test to see how their portfolio might react if global growth concerns rears its head, or if China’s economy implodes? How can they gauge how their portfolio will fare in an unknown Black Swan event?
That is why 80-20 Investor has built a tool that can stress test any portfolio (and over 1,100 funds) instantly. A tool which you can download and keep for future use. The stress test tool is just one of the tools that we have created for 80-20 Investor members and are giving away free for a limited time only.
What is 80-20 Investor?
80-20 Investor is the product of 16 years of financial expertise garnered in the City of London. Driven by a desire to empower consumers to confidently invest and manage their own investments Damien Fahy spent 2 years developing his innovative momentum based algorithm which is at the heart of 80-20 Investor. Complemented by industry leading research, tools, alerts and newsletters 80-20 Investor is designed to maximise returns and bolster confidence and to reduce the burden and stress associated with DIY investing.
Since its launch in 2014 the 80-20 Investor portfolio has consistently outperformed the FTSE 100, fund managers and passive funds such as those run by Vanguard. Too often financial commentators are quick to express opinions but none are transparent in the success of their own investments. Damien’s unwavering belief in 80-20 Investor’s momentum based algorithm is demonstrated by his commitment to always provide access to the details, performance and transactions of his personal £50k portfolio to all 80-20 Investor members.
Damien helps to put you in control
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The material on the Money to the Masses website, 80-20 Investor, Damien’s Money MOT, associated pages, channels, accounts and any other correspondence are for general information only and do not constitute investment, tax, legal or other form of advice.
You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation. Leadenhall Learning (owner of Money to the Masses, 80-20 Investor and Damien’s Money MOT) and its staff do not accept liability for any loss suffered by readers as a result of any such decisions or their use of any information on this site. See full Terms & Conditions, Privacy Policy and Disclaimer.
Money to the Masses is a journalistic website and aims to provide the best personal finance guides, information, tips and tools, but we do not guarantee the accuracy of these services so be aware that you use the information at your own risk and we can't accept liability if things go wrong.
We aim to give you accurate information at the date of publication, unfortunately price and terms and conditions of products and offers can change, so double check first. Leadenhall Learning, Money to the Masses, 80-20 Investor, Damien's Money MOT nor its content providers are responsible for any damages or losses arising from any use of this information. Always do your own research to ensure any products or services and right for your specific circumstances as our information focuses on rates not service.
Past performance is no guarantee of future results. Funds invest in shares, bonds, and other financial instruments and are by their nature speculative and can be volatile. You should never invest more than you can safely afford to lose. The value of your investment can go down as well as up so you may get back less than you originally invested.
We do not investigate the solvency of companies mentioned on our website. We are not responsible for the content on websites that we link to.
80-20 Investor tables and graphs are derived from data supplied by Trustnet. All rights Reserved.
If a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use.
**51% of consumers could save £504.25 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from September 2023. data. 51% of consumers could save £165.27 on their Home Building & Contents Insurance. The saving was calculated by comparing the cheapest price found with the average of the next seven cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from September 2023. The savings you could achieve are dependent on your individual circumstances. You could pay from £2.56 per month for Pet Insurance. Price per month for cover based on a dog, Holly, aged 2, no known medical conditions, up-to-date vaccinations, and microchipped. Based on quote data provided by Seopa Ltd during August 2023. The quote price you could achieve is dependent on your individual circumstances.
Leadenhall Learning Limited (trading as Money to the Masses) is an introducer appointed representative of Seopa Limited which is authorised and regulated by the Financial Conduct Authority.
Leadenhall Learning Limited (trading as Money to the Masses) is an appointed representative of Wealthify Limited which is authorised and regulated by the Financial Conduct Authority. Money to the Masses acts as an appointed representative for the purpose of promoting Wealthify products and introducing customers to Wealthify.
Leadenhall Learning Limited (trading as Money to the Masses) is an Introducer Appointed Representative of Creditec Limited which is authorised and regulated by the Financial Conduct Authority (FRN: 972716)
You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation. Leadenhall Learning (owner of Money to the Masses, 80-20 Investor and Damien’s Money MOT) and its staff do not accept liability for any loss suffered by readers as a result of any such decisions or their use of any information on this site. See full Terms & Conditions, Privacy Policy and Disclaimer.
Money to the Masses is a journalistic website and aims to provide the best personal finance guides, information, tips and tools, but we do not guarantee the accuracy of these services so be aware that you use the information at your own risk and we can't accept liability if things go wrong.
We aim to give you accurate information at the date of publication, unfortunately price and terms and conditions of products and offers can change, so double check first. Leadenhall Learning, Money to the Masses, 80-20 Investor, Damien's Money MOT nor its content providers are responsible for any damages or losses arising from any use of this information. Always do your own research to ensure any products or services and right for your specific circumstances as our information focuses on rates not service.
Past performance is no guarantee of future results. Funds invest in shares, bonds, and other financial instruments and are by their nature speculative and can be volatile. You should never invest more than you can safely afford to lose. The value of your investment can go down as well as up so you may get back less than you originally invested.
We do not investigate the solvency of companies mentioned on our website. We are not responsible for the content on websites that we link to.
80-20 Investor tables and graphs are derived from data supplied by Trustnet. All rights Reserved.
If a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use.
**51% of consumers could save £504.25 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from September 2023. data. 51% of consumers could save £165.27 on their Home Building & Contents Insurance. The saving was calculated by comparing the cheapest price found with the average of the next seven cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from September 2023. The savings you could achieve are dependent on your individual circumstances. You could pay from £2.56 per month for Pet Insurance. Price per month for cover based on a dog, Holly, aged 2, no known medical conditions, up-to-date vaccinations, and microchipped. Based on quote data provided by Seopa Ltd during August 2023. The quote price you could achieve is dependent on your individual circumstances.
Leadenhall Learning Limited (trading as Money to the Masses) is an introducer appointed representative of Seopa Limited which is authorised and regulated by the Financial Conduct Authority.
Leadenhall Learning Limited (trading as Money to the Masses) is an appointed representative of Wealthify Limited which is authorised and regulated by the Financial Conduct Authority. Money to the Masses acts as an appointed representative for the purpose of promoting Wealthify products and introducing customers to Wealthify.
Leadenhall Learning Limited (trading as Money to the Masses) is an Introducer Appointed Representative of Creditec Limited which is authorised and regulated by the Financial Conduct Authority (FRN: 972716)
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