2 min Read
09 Dec 2014

Written by Damien

Damien is one of the most widely quoted money and investment experts in the national press and has made numerous radio & TV appearances. He created MoneytotheMasses.com while working in the City when he became disillusioned with the way the public were left to fend for themselves because they could not afford financial advice.

More about Damien

The 10 most popular property & mortgage questions answered

questionI was recently interviewed for a podcast to help promote MoneytotheMasses.com and my book - '30 Day Money Plan - fix your finances in just 5 minutes a day'. It was during this interview that I was asked the question 'What are the most popular or recurring questions you receive from your readers?"

In truth we are asked questions on a whole range of topics including pensions, investments, insurance and mortgages. So I thought that it would be useful to pull together a couple of posts containing the most popular questions on certain topics. So this article deals with the most popular mortgage and property questions we receive along with the answers (just click on a question to be taken to the relevant answer).

Your top 10 mortgage and property questions answered


1. Can I remortgage with a bad credit history?

2. We bought a house under a Government backed scheme - can we remortgage? 

3. I have come in to some money - should I pay off my mortgage or credit card debt first?

4. Would switching my debts to a 0% credit card adversely affect any mortgage application?

5. Do multiple mortgage searches affect your credit score?

6. What are the tax implications of changing a buy-to-let mortgage from interest only to repayment 

7. What can I do if my tenant doesn't pay the rent?

8. Can I nominate my buy-to-let property as my principal residence to save tax?

9. What expenses can I reclaim to offset the tax on my rental income?

10. Will I pay capital gains tax on the sale of my flat?


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