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Pensions

How do private pensions work?

By Joel Kempson
7 min Read 09 Dec 2022
It is important to start thinking about how you are going to fund your retirement while you are still working. The earlier you begin planning, the easier the process of...

Pensions

How to find old pensions

By Andy Leeks
8 min Read 23 Nov 2022
There are currently around 1.6 million pension pots in the UK that are left unclaimed, worth more than £19bn. A staggering number, but when you consider that only around 4%...

Investing

Vitality Invest Review - is it really a smart way to invest?

By Damien Fahy
12 min Read 26 Oct 2022
** On the 7th September 2022, Vitality announced that it is no longer accepting investment plans. This means you can't get a quote or set up any of its investment...

Investing

Which are the best ethical Stocks and Shares ISAs in the UK?

By Laura Mossman
8 min Read 04 Oct 2022
In this article we highlight the best ethical Stocks and Shares ISAs from investment platforms and specialist ethical providers, taking into consideration costs, performance, range of investments and usability. We...

Investing

The Big Exchange review - Is it the best ethical investment platform?

By Laura Mossman
8 min Read 15 Sep 2022
In this review, we assess what The Big Exchange offers, how it is structured, the costs, and how its portfolios have performed in the past. As a relatively new business,...

Pensions

Do I need a financial adviser to cash in or transfer my pension?

By Damien Fahy
11 min Read 10 Aug 2022
More than seven years since the ‘pension freedoms’ were introduced, retirees now have greater flexibility to invest and spend their pension pots as they wish. This means that people are...

Investing

How to invest £1,000: A simple guide to investing a small lump sum

By Andy Leeks
5 min Read 28 Jul 2022
People often assume that in order to be a successful investor, you need a large sum of money to invest. This isn't the case. Beginner investors often start out with...

Pensions

What is pension drawdown and how does it work?

By Damien Fahy
8 min Read 27 Jun 2022
When you’ve built up a decent pension pot over many years, you might find it a bit nail-biting to move from saver to spender as you start taking money out....

Pensions

How much should I pay into my pension each month

By Damien Fahy
9 min Read 27 Jun 2022
If you’re worried that you’re not paying enough into your pension, you’re probably right. While any amount you can pay into a pension is worthwhile and commendable, the reality is...

Investing

How can I invest ethically and what are the costs?

By Laura Mossman
8 min Read 16 Jun 2022
As an investor, you have the power to drive change in the world. You can use your money to support those companies that are making good things happen through the...

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The material on the Money to the Masses website, 80-20 Investor, Damien’s Money MOT, associated pages, channels, accounts and any other correspondence are for general information only and do not constitute investment, tax, legal or other form of advice.

You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation. Leadenhall Learning (owner of Money to the Masses, 80-20 Investor and Damien’s Money MOT) and its staff do not accept liability for any loss suffered by readers as a result of any such decisions or their use of any information on this site. See full Terms & Conditions, Privacy Policy and Disclaimer.

Money to the Masses is a journalistic website and aims to provide the best personal finance guides, information, tips and tools, but we do not guarantee the accuracy of these services so be aware that you use the information at your own risk and we can't accept liability if things go wrong.

We aim to give you accurate information at the date of publication, unfortunately price and terms and conditions of products and offers can change, so double check first. Leadenhall Learning, Money to the Masses, 80-20 Investor, Damien's Money MOT nor its content providers are responsible for any damages or losses arising from any use of this information. Always do your own research to ensure any products or services and right for your specific circumstances as our information focuses on rates not service.

Past performance is no guarantee of future results. Funds invest in shares, bonds, and other financial instruments and are by their nature speculative and can be volatile. You should never invest more than you can safely afford to lose. The value of your investment can go down as well as up so you may get back less than you originally invested.

We do not investigate the solvency of companies mentioned on our website. We are not responsible for the content on websites that we link to.

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If a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use.

** 51% of consumers could save £359.61 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from November 2022 data. **51% of consumers who received a quote for Home Building & Contents Insurance through this service provided by Seopa Ltd in October 2022 were quoted less than £189.71. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
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