11 min Read
15 Sep 2020
What is a credit building credit card? Credit cards are a useful tool in managing your finances if used prudently. Remember though that building up credit card debt is very...
Tag: credit score
15 min Read
27 Aug 2020
LOQBOX was founded by Tom Eyre and Gregor Mowat having grown frustrated with the lack of help and support that is available for consumers in the credit industry. Tom Eyre...
5 min Read
24 Mar 2020
Having to stay indoors for the foreseeable future could mean you see an increase in your household bills which, in a time of such uncertainty, is less than ideal. In...
16 min Read
05 Feb 2020
In this article I explain how your credit score works and the steps that you can take to improve it as quickly as you can. Improving your credit score requires a...
8 min Read
04 Feb 2020
The answer is yes, cancelling an unused credit card is likely to affect your credit score, however, it will depend on a number of factors as to whether your credit...
5 min Read
10 May 2019
In this week's millennial money episode, I ask financial expert Damien Fahy about credit scores and he gives 6 top tips on how to improve your credit score. How can...
4 min Read
03 May 2019
In this week's millennial money episode, I ask financial expert Damien Fahy about credit scores. What is a credit score and how do you go about checking it? Damien Says:...
4 min Read
14 Jun 2017
Can I get a first time buyer mortgage with a bad credit rating? Hi Damien, I am a first time buyer with a 20% deposit of £40,000. I am in...
Mortgages, Using Credit, Owning A Home
How to get a mortgage even if you have taken out payday loans
7 min Read
16 Mar 2016
Borrowing money from a short-term lender (often referred to as a payday loan) can seriously affect your chances of getting a mortgage from most lenders. Any loan for a period...
5 min Read
15 Sep 2013
There are a lot of myths surrounding credit scores which at the very least confuse consumers but at the worst could inadvertently damage their chances of getting accepted for credit....