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- Damien Fahy, Founder
30 Day Money Plan
Take control of your finances in just 5 minutes a day
RRP £4.95 - 50 Amazon reviews with an average rating of 4.7 stars out of 5As featured in The Times & The Telegraph
50 Amazon reviews with an average rating of 4.7 stars out of 5
The 30 Day Money Plan arose from a challenge that was set by a frequent reader of MoneytotheMasses.com. They set the following points to be included in the plan so they could make the most of their cash:
- A book that can help finances in just 30 days.
- It must not require more than five minutes input (on average) a day.
- It cannot cost anything to implement and ― as much as possible ― should not involve phone calls.
- Each day something must have been achieved or implemented.
- By the end of Chapter One, it must have returned beyond its value.
moneytothemasses.com as featured in
How the book works
You may or may not be aware of The Pareto principle, better known as the 80:20 principle. In simple terms it implies that 80% of your results come from just 20% of your efforts. This rule can be applied to nearly all areas of your life and certainly holds true when it comes to your personal finances. Whether in terms of saving money or making money, most of your rewards come from the initial effort when dealing with your finances. The key is to focus on that 20% that yields the most results. After that the law of diminishing returns kicks in.
The world of technology has moved much faster than the world of finance would like you to believe. There are brilliant online solutions to most financial problems if you know where to look and how to use them. So you will find this book full of references to smartphone apps and online tools that can help you make a difference and let you get on with your life. But it’s not just about apps and websites; I also include tricks and techniques I’ve developed myself over the years.
The Pareto Principle
The Pareto Principle (better known as the 80:20 principle) implies that 80% of results come from just 20% of efforts. This rule can be applied to nearly all areas of life and certainly holds true when it comes to personal finance.
The 30 Day Money Plan uses this principle to help you get the best return on both your financial and time investment.
Damien helps to put you in control
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The material on the Money to the Masses website, 80-20 Investor, Damien’s Money MOT, associated pages, channels, accounts and any other correspondence are for general information only and do not constitute investment, tax, legal or other form of advice.
You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation. Leadenhall Learning (owner of Money to the Masses, 80-20 Investor and Damien’s Money MOT) and its staff do not accept liability for any loss suffered by readers as a result of any such decisions or their use of any information on this site. See full Terms & Conditions, Privacy Policy and Disclaimer.
Money to the Masses is a journalistic website and aims to provide the best personal finance guides, information, tips and tools, but we do not guarantee the accuracy of these services so be aware that you use the information at your own risk and we can't accept liability if things go wrong.
We aim to give you accurate information at the date of publication, unfortunately price and terms and conditions of products and offers can change, so double check first. Leadenhall Learning, Money to the Masses, 80-20 Investor, Damien's Money MOT nor its content providers are responsible for any damages or losses arising from any use of this information. Always do your own research to ensure any products or services and right for your specific circumstances as our information focuses on rates not service.
Past performance is no guarantee of future results. Funds invest in shares, bonds, and other financial instruments and are by their nature speculative and can be volatile. You should never invest more than you can safely afford to lose. The value of your investment can go down as well as up so you may get back less than you originally invested.
We do not investigate the solvency of companies mentioned on our website. We are not responsible for the content on websites that we link to.
80-20 Investor tables and graphs are derived from data supplied by Trustnet. All rights Reserved.
If a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use.
** 51% of consumers could save £359.61 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from November 2022 data. **51% of consumers who received a quote for Home Building & Contents Insurance through this service provided by Seopa Ltd in October 2022 were quoted less than £189.71. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation. Leadenhall Learning (owner of Money to the Masses, 80-20 Investor and Damien’s Money MOT) and its staff do not accept liability for any loss suffered by readers as a result of any such decisions or their use of any information on this site. See full Terms & Conditions, Privacy Policy and Disclaimer.
Money to the Masses is a journalistic website and aims to provide the best personal finance guides, information, tips and tools, but we do not guarantee the accuracy of these services so be aware that you use the information at your own risk and we can't accept liability if things go wrong.
We aim to give you accurate information at the date of publication, unfortunately price and terms and conditions of products and offers can change, so double check first. Leadenhall Learning, Money to the Masses, 80-20 Investor, Damien's Money MOT nor its content providers are responsible for any damages or losses arising from any use of this information. Always do your own research to ensure any products or services and right for your specific circumstances as our information focuses on rates not service.
Past performance is no guarantee of future results. Funds invest in shares, bonds, and other financial instruments and are by their nature speculative and can be volatile. You should never invest more than you can safely afford to lose. The value of your investment can go down as well as up so you may get back less than you originally invested.
We do not investigate the solvency of companies mentioned on our website. We are not responsible for the content on websites that we link to.
80-20 Investor tables and graphs are derived from data supplied by Trustnet. All rights Reserved.
If a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use.
** 51% of consumers could save £359.61 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from November 2022 data. **51% of consumers who received a quote for Home Building & Contents Insurance through this service provided by Seopa Ltd in October 2022 were quoted less than £189.71. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
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