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The 30 Day Money Plan arose from a challenge that was set by a frequent reader of MoneytotheMasses.com. They set the following points to be included in the plan so they could make the most of their cash:
- A book that can help finances in just 30 days.
- It must not require more than five minutes input (on average) a day.
- It cannot cost anything to implement and ― as much as possible ― should not involve phone calls.
- Each day something must have been achieved or implemented.
- By the end of Chapter One, it must have returned beyond its value.
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How the book works
You may or may not be aware of The Pareto principle, better known as the 80:20 principle. In simple terms it implies that 80% of your results come from just 20% of your efforts. This rule can be applied to nearly all areas of your life and certainly holds true when it comes to your personal finances. Whether in terms of saving money or making money, most of your rewards come from the initial effort when dealing with your finances. The key is to focus on that 20% that yields the most results. After that the law of diminishing returns kicks in.
The world of technology has moved much faster than the world of finance would like you to believe. There are brilliant online solutions to most financial problems if you know where to look and how to use them. So you will find this book full of references to smartphone apps and online tools that can help you make a difference and let you get on with your life. But it’s not just about apps and websites; I also include tricks and techniques I’ve developed myself over the years.
Damien helps to put you in control
- Damien Fahy, Founder
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