What is 80‑20 Investor?
80‑20 Investor empowers DIY investors to make investment decisions, minimising effort while maximising returns.
Through screening thousands of funds, 80‑20 Investor harnesses the power of momentum investing. To safeguard against market fluctuation, built-in stop loss alerts can help protect investments.
What you get with 80‑20 Investor
- Exclusive weekly and monthly market insight emails
- Regular investment research articles
- Monthly ‘Best of the Best’ fund shortlist split by low, medium and high risk
- Weekly ‘Best funds by Sector’ shortlist
- Stop loss email alerts to help protect your investments
- Ability to ask questions to Damien Fahy, founder of 80‑20 Investor
- Exclusive access to see Damien’s £50,000 portfolio and the changes he makes
- Access to 'Chatterbox', our online community to exchange ideas with other investors
80‑20 Investor’s performance
Do you have proof 80‑20 Investor works?
We track the performance of our fund shortlist versus the market and professional fund managers. Unlike any other investment expert or service, to prove performance we’ve invested £50,000 of real money to show how 80‑20 Investor can be used to successfully run your own money.
Since it's initial investment, this portfolio has grown significantly. It has outperformed the market, passive investing strategies and 90% of professional fund managers.
In the first 17 months the portfolio made over 11% while the market made 2.81%.
How much money will I make?
There are no performance guarantees with 80‑20 Investor. 80‑20 Investor empowers members to make informed investment decisions.
You should never invest more than you can safely afford to lose. The value of your investment can go down as well as up, so you may get back less than you originally invest.
Live progress of the 80-20 Investor portfolio
- 6 Month
- 1 year
- 3 year
How 80‑20 Investor works
What types of financial products are monitored by 80‑20 Investor?
Our analysis covers Unit Trusts, Investment trusts and Exchange-Traded Funds (ETFs).
How many funds are monitored?
We analyse thousands of unit trusts, investment trusts and ETFs. We only look for the best opportunities for UK investors. As we are not linked to any fund platform or stockbroker our research is truly independent and not restricted in any way.
What is momentum investing?
Momentum investing is an optimisation strategy based on trends in the investment environment. It is one of few approaches to consistently outperform others over the long term.
The key to momentum investing is identifying the latest trends, riding the best and strongest until they’ve run their course or better opportunities arise. Due to the time and data required to do momentum analysis, often only professional investors and institutions have access to it.
Is 80‑20 Investor just momentum investing?
No. 80‑20 Investor is a unique algorithm which enhances the power of momentum investing. It considers other investment factors to risk-adjust for the best performance. The numerical analysis 80‑20 Investor provides identifies some of the best trends to follow. Other techniques, such as value investing, can also be effective so 80‑20 Investor provides analysis on these too.
Does 80‑20 Investor constitute financial advice?
80-20 Investor does not constitute financial advice.
Material in email, on MoneytotheMasses.com or within 80-20 Investor and associated pages/channels/accounts are for general information only and do not constitute advice. As such we do not need to be regulated by the Financial Conduct Authority.
Information provided is not intended to be relied upon by readers in making (or not making) specific investment decisions. You should get appropriate independent advice before making any such decisions.
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Tracking your portfolio
How do I track the performance of a portfolio?
80‑20 Investor helps identify investment opportunities based on our own independent quantitative and qualitative research. You can then use your fund platform provider to purchase funds and monitor performance.
How much time will I need to track my portfolio?
80‑20 Investor is designed so you get the largest gain from any time invested. We have regular members accessing the platform every week, or other members visiting once a month. The amount of time you wish to spend is up to you.
When should I consider changing my portfolio?
Research shows reviewing your portfolio every six months dramatically increases portfolio performance.
80‑20 Investor allows DIY investors to review their funds as often as wanted with data being updated weekly.
Investing using 80‑20 Investor
How do you make an investment?
80‑20 Investor provides insight and information only. Members make the ultimate decision and invest via a fund platform or investment broker.
Do I need to use a particular fund platform or broker?
No, as long as they don’t charge you for switching in and out of funds you can use any fund or investment platform. The most popular investment platform used by our members is Hargreaves Lansdown because of its wide fund choice.
What's the minimum amount I need to invest to make 80‑20 Investor worthwhile?
There is no minimum investment amount. As a guide, typical 80‑20 Investor members invest £10,000+.
What are stop loss alerts?
80‑20 Investor provides stop loss alerts on our ‘Best of the Best’ selection to help members avoid a severe market correction. If the main share price of any of these funds falls by 5% from its monthly high, all members receive an email. They are a trigger to do a portfolio review and consider switching funds or into cash.
Reviews from 80-20 Investors
The tools on the site and the vast amount of current information has enabled me to improve my portfolio performance. The annual fee was covered by the gains I made (and the losses I avoided) in the first month of making changes to my investment strategy. Thanks!
In the four months since I joined 80-20 Investor I have seen my portfolio grow by 13%. Before I began using the service I felt that my investments were under-performing but I didn't know why. I feel much better informed now and am enjoying the feeling of taking more control over my investments
As an average investor, having information to help make your own investing decisions is vital, rather than seeing your nestegg left to the whims of the market and an ifa's yearly review. 8020 can give you some of this ""clean"" information and not be a platform to sell you promoted funds.
I have been using 80-20 for 9 months and am so pleased with the results that I have now switched all my portfolio to funds suggested by the algorithm.
I have been amazed by the returns and wealth of knowledge gained (more so with the British uncertainty). Having lifted my investment portfolio over 12% in 3 months, that's proof that anyone can follow this and make great returns. Thanks Damien and 80-20.
I found Moneytothemasses.com and 80-20 when I was looking for buy to let info after receiving an inheritance. Fortunately I found much more info on investing on the site and quickly realised there were better means to make returns than property. Never regretted for one second deciding to run with 80-20 and Damien
Managing your account
Can I pay using a debit/credit card?
You can pay directly by debit or credit card through the PayPal payment system. To do this, you will need a PayPal account, with the money will be taken directly from your chosen card.
We use PayPal as it has industry-leading security. We do not collect or store members’ debit/credit card details.
How do I upgrade my subscription?
To upgrade, go to My Account and select the plan that you wish to change to. The upgrade will come into effect when your next payment is due.
How do I cancel my account?
You cancel your account at any time. To cancel, go to My Account and select ‘Cancel My Subscription’.
After cancelling your account you will have access to 80‑20 Investor for the rest of your agreed term. After this, you will no longer have access to paid-for membership areas. No money will be taken when you reach the end of your agreed term.
How do I re-join after cancelling my account?
Login and access My Account and select the plan that you wish to sign up for. As you will have already had a free trial, your first payment will be taken immediately.
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