The material on the Money to the Masses website, 80-20 Investor, Damien’s Money MOT, associated pages, channels, accounts and any other correspondence are for general information only and do not constitute investment, tax, legal or other form of advice.
Money to the Masses is a journalistic website and aims to provide the best personal finance guides, information, tips and tools, but we do not guarantee the accuracy of these services so be aware that you use the information at your own risk and we can't accept liability if things go wrong.
We aim to give you accurate information at the date of publication, unfortunately price and terms and conditions of products and offers can change, so double check first. Leadenhall Learning, Money to the Masses, 80-20 Investor, Damien's Money MOT nor its content providers are responsible for any damages or losses arising from any use of this information. Always do your own research to ensure any products or services and right for your specific circumstances as our information focuses on rates not service.
Past performance is no guarantee of future results. Funds invest in shares, bonds, and other financial instruments and are by their nature speculative and can be volatile. You should never invest more than you can safely afford to lose. The value of your investment can go down as well as up so you may get back less than you originally invested.
We do not investigate the solvency of companies mentioned on our website. We are not responsible for the content on websites that we link to.
80-20 Investor tables and graphs are derived from data supplied by Trustnet. All rights Reserved.
If a link has an * beside it this means that it is an affiliated link. If you go via the link, Money to the Masses may receive a small fee which helps keep Money to the Masses free to use.
** 51% of consumers could save £319.03 on their Car Insurance, 51% of consumers could save up to £146.11 on their Home Insurance (Building & Contents). Savings were calculated by comparing the cheapest price found with the average of the next six cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from March 2022. The savings you could achieve are dependent on your individual circumstances.
With over 20 years’ experience in the financial sector Damien is one of the most widely quoted finance experts in the UK. Author of a # 1 best-selling business book on Amazon UK and founder of Money to the Masses and creator of Damien’s Money MOT and 80-20 Investor. Damien also hosts one of the UK's most popular personal finance podcasts.
Money to the Masses is the trading name of Leadenhall Learning Limited which is a privately held company registered in the UK.
Money to the Masses does not carry any advertisements, sponsorships or advertorials. Put simply, companies can not pay to appear on our site. Our editorial independence is paramount and all decisions about what appears on our site is taken by our editorial team. Once articles are published our commercial team looks for affiliate links to products and services that feature in these articles. If an affiliate link is available it will only be used if it offers a better or identical deal as if you went direct to the provider. Affiliate links work in the same way as standard links with the exception that if someone clicks on an affiliate link it allows the destination website to see where that user came from. This may allow the provider to pay us a small amount of revenue depending on the way payments are structured. These small affiliate payments help keep Money to the Masses free to use. Affiliate links are clearly marked in all articles with an *. If you do not wish Money to the Masses to potentially earn any revenue from an affiliate partnership you can click on the non-affiliated link that we include at the foot of the article.
Damien and the team receive a lot of questions from listeners and readers and unfortunately we can’t provide everyone with a bespoke written answers, despite wishing that we could. However, the best thing to do is to ask your question in our friendly facebook community as you will get a lot of helpful answers.
Money to the Masses is a personal finance website that produces articles, podcasts and guides to help educate and inform consumers. It does not provide financial advice. Damien and the Money to the Masses team can not respond to individual queries or give any advice on your own specific circumstances. Always obtain independent, professional advice for your own particular situation. You may find the following article helpful. How to find a good financial adviser you can trust
To report broken links or out of date information please send details to [email protected]
The Money MOT is a simple tool that in just two minutes will give users a detailed breakdown of how their finances shape up. By answering just a few questions (no registration or paperwork required) you receive a Money MOT grade (from A to E) and we provide you with a detailed breakdown of the areas of your finances that may need attention (including everything from bills to wills). Damien's Money MOT will also tell you how you measure up against the thousands of others who have already completed an MOT. You can then sign up to receive my free action plan that will help you take the steps needed to improve your finances.
You can sign up to receive my free action plan on the results page that appears when you complete your Money MOT. This plan is delivered via a series of emails (either daily or weekly - you choose) that details the steps you need to take to improve your MOT ratings. The plan is personally tailored to the answers you gave to the questions in the Money MOT.
You can retake the MOT at any time. If you registered for the action plan you can log into Damien’s Money MOT and hit the retake button to update your score. If you did not register the first time then you can reload the tool to take the test again from the beginning.
80-20 investor is a service which empowers DIY investors to make their own investment decision. It screens tens of thousands of funds based on a unique algorithm which harnesses the power of risk adjusted momentum investing to grow your money, while our stop loss alerts can help protect it. We also allow you to submit your own bespoke research requests to one of the most widely quoted investment experts in the national press. Quite simply the 80-20 investor helps you minimise the effort it takes to be a successful DIY investor while maximising your returns, allowing you to get on with the things you want to in life. To read more about 80-20 Investor visit the 80-20 Investor FAQs or talk to us via the chat function. If you are an 80-20 Investor member and require technical assistance please email [email protected]
You can sign up to the weekly newsletter by entering your email in the “Get Damien’s weekly round-up” box at the bottom of this page. When you click submit you will receive an email asking you to opt-in to receive the weekly newsletter. You must click the “Yes, subscribe me to this list” button in the email to start receiving the newsletter.
The weekly newsletter is delivered at 10am every Sunday.
To unsubscribe from the newsletter click the “unsubscribe from this list” link at the bottom of the email you received.
Firstly check your spam folder to ensure our newsletters have not ended up there. Secondly add [email protected] to your email contacts as this will ensure that you will receive all emails going forward. If you are still not receiving our newsletters then please try subscribing to the weekly newsletter again by entering your email in the “Get Damien’s weekly round-up” box at the bottom of this page.
For personal data requests please email [email protected]