6 min Read
15 Apr 2021
What is a 90% LTV mortgage? A 90% LTV mortgage means borrowing 90% of the value of a property, with the remaining 10% coming from a deposit or equity built...
Author: Laura Mossman
6 min Read
15 Apr 2021
What is an 80% LTV mortgage? The loan-to-value (LTV) ratio is the size of your mortgage compared with the value of the property. If you have an 80% LTV mortgage...
13 min Read
14 Apr 2021
What is a guarantor mortgage? A guarantor mortgage works by a close family member or friend acting as a guarantor on the loan, which means they take responsibility for the...
19 min Read
14 Apr 2021
What is a no-deposit mortgage? When you buy a property you will typically have to contribute a deposit towards the purchase. This will be combined with a mortgage from a...
12 min Read
08 Apr 2021
If you are planning to buy or sell a house, you will be interested to know what is likely to happen to house prices and whether now is a good...
14 min Read
07 Apr 2021
What is a 95% LTV mortgage? A 95% loan-to-value mortgage - or 95% LTV mortgage - means borrowing 95% of the value of the property you are buying. With this...
12 min Read
06 Apr 2021
Can I get a credit card without a credit check? If you are considering whether you can apply for a credit card without having to go through a credit check,...
13 min Read
06 Apr 2021
What is an air-miles credit card and how does it work? An air-miles credit card is a way of collecting extra air-miles points through your day-to-day spending. The card is...
2 min Read
06 Apr 2021
American Express is known for having some of the best rewards cards on the market and the American Express Preferred Rewards card is no exception. However, with an annual fee...
2 min Read
06 Apr 2021
A no-fee, low-APR option for those who want to earn Virgin Airways rewards, albeit without the perk of an introductory offer. Key facts about the Virgin Atlantic Reward credit card...