What is a property down valuation? In most instances, property buyers require a mortgage to complete a property purchase. The mortgage lender that the buyer is using will need to...
Applying for a mortgage can be nerve-racking as you try to establish what a lender is looking for and whether you are likely to meet the eligibility criteria. Understanding what...
Lifetime ISAs (LISAs) were launched back in 2017 to help first-time buyers purchase their first home or save for retirement. It's estimated that over 750,000 people in the UK currently...
How much do you need to earn to get a £300k mortgage? A mortgage lender will usually stipulate how much it is willing to lend based on your earnings using...
In this article, we explain what a variable rate mortgage is, how the different types work and the advantages and disadvantages of choosing a variable rate mortgage. We also share...
Your property will usually be counted as part of your estate for inheritance tax purposes. Given that the average property in the UK currently is valued at £293,000 (based on...
Following weeks of successive interest rate cuts from a variety of mortgage lenders, this week has seen a surprise increase in mortgage rates across a number of providers. Following the...
Equity release products like home reversion plans and lifetime mortgages allow people over the age of 55 in the UK to release tax-free cash from their property while still living...
Santander is one of the largest mortgage lenders in the UK, operating both direct to consumers and through its broker-only Santander for Intermediaries channel. In this review we explore the...
If you are on a fixed-rate mortgage that is due to come to an end soon you may be worried about how much your monthly mortgage payments may increase by...
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