What is contingent charging and what does the ban mean for me?
On the 30th July 2019, The Financial Conduct Authority (FCA) announced proposals to ban contingent charging, a controversial pensions advice model where financial advisers only…
Pensions
How to get £25,000 a year pension by saving just £32 a month
If you don’t already save into a pension don’t worry about it. It’s probably refreshing to hear that right? After all every other financial expert…
How big does your pension pot need to be to retire when you want?
How big should my pension pot be? Hi Damien, I have been saving the same monthly amount into a pension plan for a number of years….
At last pensioners can soon cash in their old annuities
The Treasury has confirmed that more than 5 million people who bought annuities will be able to turn them into cash from April 2017. Pension…
The minimum amount you can pay into a pension each month for a comfortable retirement
How much should I pay into my pension each month? Hi Damien, I am 35 years old and I am conscious that I need to…
The best annuity for £100,000
How to find the best annuity for £100,000 Anybody approaching retirement needs to think about what is the best way to take their pension income…
Is a SIPP worth it?
Are SIPPs worth it? SIPPs (Self Invested Personal Pensions) are a popular alternative to traditional personal or stakeholder pensions. SIPPs offer a way of taking…
Build your perfect retirement in 15 minutes
One myth I want to dispel straight away is that planning your retirement is complicated. Pensions have never been more accessible, flexible and most importantly…..simple….
New pension changes – what are my options?
New pension rules that were introduced in April 2015 mean that some 4.5m people will now have complete freedom to access their pension from the age…
The new pension changes explained – What you need to know
The new pension changes explained In the Budget 2014 the Chancellor announced new pension rules which brought about significant changes to the way people will be…
Pensions: Can I carry forward unused annual allowances?
Is it possible to carry forward unused annual allowances? My wife has a SIPP worth about £28K. She has not made any contributions in to…