You may have seen “0% interest” or “0% APR” used to advertise a whole host of different financial products and repayment schemes. It essentially means that borrowing money is free,...
In this full, independent review, we take a look at checkmyfile. Using credit reports from Experian, Equifax, TransUnion and Crediva, checkmyfile provides key credit information to users who sign up...
The secret to paying off debt quickly and effectively is to try your best to automate the process so your debt is being reduced with minimal input from you once...
Keeping an eye on your credit score is important, whether or not you are planning to take out a new credit card or loan. Monitoring any ups and downs, then...
By using a credit card wisely you can put yourself in the best possible position to maximise all the benefits of your card and avoid many of its limitations. This...
Credit cards can be a great spending tool, but they can also be a stressful and expensive way to borrow money. Credit card debt can grow quickly if you do...
If your credit card debt is piling up, you could find yourself paying more in interest than the original debt itself. To get out of this situation, you can transfer...
A guarantor loan is a type of loan where a third-party – usually a family member – agrees to take responsibility for the debt if the loan applicant doesn't make...
Loans are categorised as being either secured or unsecured. A secured loan involves borrowing against something that you own, while an unsecured loan does not. Selecting the right option for...
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