Reader's Question:
I started claiming my state pension from 15/01/2011. My wife was born on 29/11/1950 and cannot claim her state pension until 4/07/2011. Can I claim for her pension from 15/01/2011 until 4/07/2011 as a married man?
My answer:
The short answer is 'no you can't'.
What you may be getting confused with is that if you are not entitled to a full basic Basic State Pension, you may be able to increase it based on your wife's National Insurance record. However this can only be done if:
- you are not already entitled to a full basic State Pension
- your wife was born on or after 6 April 1950
- your wife qualifies for some Basic State Pension
- you have both reached State Pension age (which your wife hasn't)
I hope that answers your question
Best wishes
Damien
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